1544 Talking Rocks Rd, Reeds Spring, MO 65737 Property Records

Stone County property record for 1544 Talking Rocks Rd, Reeds Spring, MO 65737

Property Summary

Property TypeSingle Family Home
Details1,583 sqft · built 1995
Lot Size1.79 acres (77,954 sqft)
Owner2 Individual Names on File
Last Sale$266,000 (Jun 2026)
Tax Bill$1,182 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Apr 2026 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-7.0-25-000-000-001.050

Property Details

APN / Parcel Number

Primary APN11-7.0-25-000-000-001.050

Interior

Stories1 Story
Building Area1,583 sqft Living Area
1st Floor Area1,573 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area77,954 sqft (1.79 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1544 TALKING ROCKS RD
CityREEDS SPRING
StateMO
Zip65737-8481
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-1
Legal DescriptionCATAMOUNT RIDGE LOT 50
Legal Range23
Legal Township23
Legal Section25
Legal SubdivisionCATAMOUNT RIDGE
Legal Lot Number50
JurisdictionSTONE MO
Township / Civil DivisionRUTH C
Census Block Group2
Census Block2012
Census Tract90603

Owner

1544 Talking Rocks Rd is owned by two individuals who bought it in June 2026.

Source: Stone County records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address1000 WEYAND WAY, DIXON, CA 95620-2128
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE COMPANY
Apr 6, 2026Deed of Trust, Mortgage · Construction Mortgage
CENTRAL TRUST BANK
Jul 23, 2021Warranty Deed, Transfer · Conventional Mortgage
SIMMONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2026 · Amount on File
Deed SaleJun 17, 2026 · Amount on File
Prior SaleJul 23, 2021 · Amount on File
Deed Document Number20267087
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTONE MO
Recording DateJun 17, 2026
Property Address1544 TALKING ROCKS RD, REEDS SPRING, MO 65737-8481
Document Number0000007087
Instrument DateJun 12, 2026
Instrument20267087
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1000 WEYAND WAY, DIXON, CA 95620-2128

Mortgage

Document Number0000007088,
DateJun 17, 2026
Instrument20267088
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTONE MO
Recording DateApr 6, 2026
Property Address1544 TALKING ROCKS RD, REEDS SPRING, MO 65737-8481
Document Number0000004034
Instrument DateMar 27, 2026
Instrument20264034
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1544 TALKING ROCKS RD, REEDS SPRING, MO 65737-8481

Mortgage

Document Number0000004034,
DateApr 6, 2026
Instrument20264034
Lender
NameCENTRAL TRUST BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMar 27, 2027
Interest
Rate5.98%
Max Rate-1%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTONE MO
Recording DateJul 23, 2021
Property Address1544 TALKING ROCKS RD, BRANSON WEST, MO 65737-8481
Document Number202100011892
Map ReferenceMB 26 PG 39&40
Instrument DateJul 23, 2021
Instrument202100011892
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 N IOWA ST, ANAMOSA, IA 52205-2209

Mortgage

Document Number202100011893
DateJul 23, 2021
Instrument202100011893
Lender
NameSIMMONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1544 Talking Rocks Rd was $1,182, down 0.2% from the year before.

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyStone County
Unified School DistrictReeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,182.00 (-0.17%)$24,170$127,200 Land $31,700 Building $95,500
2024$1,184.00 (+0.17%)
2023$1,182.00$24,170$127,200 Land $31,700 Building $95,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1544 Talking Rocks Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1544 Talking Rocks Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 63% of Missouri
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCATAMOUNT RIDGE PROPERTY OWNERS ASSOC
private · serves 113 people · EPA ID MO5031136
Water SourceGroundwater
Last State InspectionOct 2025
Also Mapped HereOCWC LANTERN BAY
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
White River Connect
Fiber
2,500 / 2,500
Optimum
Cable
500 / 20
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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