1649 Talking Rocks Rd, Reeds Spring, MO 65737 Property Records

Stone County property record for 1649 Talking Rocks Rd, Reeds Spring, MO 65737

Property Summary

Property Type	Single Family Home
Details	912 sqft · built 1993
Lot Size	0.421 acres (18,336 sqft)
Owner	2 Individual Names on File
Last Sale	$278,768 (Jun 2026)
Tax Bill	$737 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-7.0-25-000-000-039.000`

Property Details

APN / Parcel Number

Primary APN	`11-7.0-25-000-000-039.000`

Interior

Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	18,336 sqft (0.421 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1649 TALKING ROCKS RD
City	REEDS SPRING
State	MO
Zip	65737-8698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	STARRLITE HILLS LOT 1
Legal Range	23
Legal Township	23
Legal Section	25
Legal Subdivision	STARRLITE HILLS
Legal Lot Number	1
Jurisdiction	STONE MO
Township / Civil Division	RUTH C
Census Block Group	2
Census Block	2007
Census Tract	90603

Owner

1649 Talking Rocks Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Stone County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1649 TALKING ROCKS RD, REEDS SPRING, MO 65737-8698
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CTR
Jul 29, 2024	Beneficiary Deed, Transfer
Jul 17, 2012	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Prior Sale	Jul 17, 2012
Deed Document Number	20266975
Prior Transfer Date	Jul 17, 2024
Prior Transfer Doc	0000007841
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Jun 12, 2026
Property Address	1649 TALKING ROCKS RD, REEDS SPRING, MO 65737-8698
Document Number	0000006975
Instrument Date	Jun 11, 2026
Instrument	20266975
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 TALKING ROCKS RD, REEDS SPRING, MO 65737-8698

Mortgage

Document Number	0000006976,
Date	Jun 12, 2026
Instrument	20266976

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	STONE MO
Recording Date	Jul 29, 2024
Property Address	1649 TALKING ROCKS RD, BRANSON WEST, MO 65737-8698
Document Number	202400007841
Map Reference	MB 7 PG 11
Instrument Date	Jul 17, 2024
Instrument	202400007841
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9655 HIGHWAY 32, SAINTE GENEVIEVE, MO 63670-8356

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Jul 17, 2012
Property Address	1649 TALKING ROCKS RD, BRANSON WEST, MO 65737-8698
Document Number	201200012007
Map Reference	MB7 PG11
Instrument Date	Jul 10, 2012
Instrument	201200012007
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9655 HIGHWAY 32, SAINTE GENEVIEVE, MO 63670-8356

Tax Assessment & Valuation

The 2025 property tax bill for 1649 Talking Rocks Rd was $737.

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$737.00	$15,050	$79,200 Land $7,100 Building $72,100
2024	$737.00 (+0.14%)
2023	$736.00	$15,050	$79,200 Land $7,100 Building $72,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1649 Talking Rocks Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1649 Talking Rocks Rd is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWC LANTERN BAY private · serves 502 people · EPA ID MO5071085
Water Source	Groundwater
Last State Inspection	Jan 2022
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Optimum Cable	500 / 20
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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