2505 E Main St, Cortez, CO 81321 Property Records

Montezuma County property record for 2505 E Main St, Cortez, CO 81321

Property Summary

Property TypeOffice Building
Details2,806 sqft · built 1975
Lot Size0.82 acres (35,719 sqft)
OwnerCompany Name on File
Last Sale$287,000 (Jul 2012)
Tax Bill$3,397 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR006724

Property Details

APN / Parcel Number

Primary APNR006724
Alternative APN
  • 560930202005

Interior

Stories1 Story
Building Area2,806 sqft Total Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Roof TypeGable
Lot Area35,719 sqft (0.82 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemSpace Heater
SewerMunicipal

Location & Zoning

Account NumberR006724
Street Address2505 E MAIN ST
CityCORTEZ
StateCO
Zip81321-4223
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeC
Legal DescriptionSUBDIVISION: LAKESIDE COMMONS BLOCK: 2 QUARTER: NW/4 SECTION: 30 TOWNSHIP: 36 RANGE: 15 SUBDIVISION: LAKESIDE COMMONS BLOCK:
Legal Range15W
Legal Township36N
Legal Section30
Legal SubdivisionLAKESIDE COMMONS
Legal Block2
JurisdictionMONTEZUMA CO
Township / Civil DivisionCORTEZ
Census Block Group1
Census Block1002
Census Tract969400

Owner

2505 E Main St, a commercial property, is owned by a company that bought it in July 2012.

Source: Montezuma County records, as of May 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address902 HENRY ST, CORTEZ, CO 81321-2542
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2012 · Amount on File
Deed SaleJul 31, 2012 · Amount on File
Prior SaleOct 2, 1998 · Amount on File
Deed Document Number2012584052
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address2505 E MAIN ST, CORTEZ, CO 81321-4223
Transaction TypeMortgage
Record UpdatedApr 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000638244
DateJun 30, 2021
Instrument638244
Lender
NameTHE DOLORES STATE BANK
TypeBank
AddressCORTEZ, CO 81321
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueJun 25, 2041
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2505 E Main St was $3,397, up 65% from the year before.

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,397.00 (+64.98%)$60,437 (+72.41%) Land $34,960 Building $25,477$208,405 (+72.41%) Land $120,552 Building $87,853
2024$2,059.00 (+9.87%)$35,055 (-19.88%) Land $17,480 Building $17,575$120,879 (-19.88%) Land $60,276 Building $60,603
2023$1,874.00 (-17.7%)$43,755 (+6.4%) Land $17,480 Building $26,275$150,879 (+6.4%) Land $60,276 Building $90,603
2022$2,277.00$41,125 Land $17,480 Building $23,645$141,809 Land $60,276 Building $81,533

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2505 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2505 E Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CORTEZ
serves 8,770 people · EPA ID CO0142200
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Choice Broadband
Fixed Wireless
400 / 80
Nimbus Solutions
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Farmers Telecommunications, FastTrack Communications, Visionary Broadband.

Nearby Properties on E Main St

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