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2505 Cliff Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2505 Cliff Way, Saint Cloud, FL 34771 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,401 sqft · built 2023
Lot Size0.11 acres (4,791 sqft)
OwnerIndividual Name on File
Last Sale$460,000 (Mar 2023)
Tax Bill$7,144 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-25-31-5722-0001-6380

Property Details

APN / Parcel Number

Primary APN11-25-31-5722-0001-6380
Alternative APN
  • 253111572200016380

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,401 sqft Living Area
Gross Area2,073 sqft
1st Floor Area1,401 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,791 sqft (0.11 acres)
Garage TypeAttached
Garage Area447 sqft
PorchFinished/Open Porch
Porch Area225 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address2505 CLIFF WAY
CitySAINT CLOUD
StateFL
Zip34771-9499
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEL WEBB SUNBRIDGE PH 2A PB 32 PGS 15-24 LOT 638
Legal SubdivisionDEL WEBB SUNBRIDGE PHASE 2A
Legal Lot Number638
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records · APN 11-25-31-5722-0001-6380

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2505 CLIFF WAY, SAINT CLOUD, FL 34771-9499
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 10, 2023 · Amount on Record
Deed SaleMar 10, 2023 · Amount on Record
Deed Document Number202328332
Deed Book / Page6369 / 1941
Record UpdatedSep 20, 2026

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 10, 2023
Property Address2505 CLIFF WAY, SAINT CLOUD, FL 34771-9499
Document Number0063691941
Book / Page6369 / 1941
Map ReferenceMB 32 PG 15-24
Instrument DateMar 08, 2023
Instrument2023028332
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 22, 2024
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD, ORLANDO, FL 32811-7300

Transferred To (Grantee/Buyer)

NameVerified Name
Address2505 CLIFF WAY, SAINT CLOUD, FL 34771-9499

Mortgage

Document Number0063691943
DateMar 10, 2023
Book Page6369/1943
Instrument2023028333
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
AddressENGLEWOOD, CO 80112
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,144.00 (+2.63%) Homeowner's exemption Widower's exemption$404,200 (+349.11%) Land $101,200 Building $303,000$404,200 (+349.11%) Land $101,200 Building $303,000
2024$6,961.00 (+114.98%)
2023$3,238.00 (+84.71%)$90,000 (+2%) Land $90,000$90,000 (+2%) Land $90,000
2022$1,753.00$30,000 Land $30,000$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskExtreme
above 96% of the US · above 92% of Florida
Wildfire LikelihoodAbout 1 in 58 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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