2499 Cliff Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2499 Cliff Way, Saint Cloud, FL 34771 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 2023
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Mar 2023)
Tax Bill	$2,179 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-25-31-5722-0001-6390`

Property Details

APN / Parcel Number

Primary APN	`11-25-31-5722-0001-6390`
Alternative APN	`253111572200016390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,300 sqft
1st Floor Area	1,650 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	188 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2499 CLIFF WAY
City	SAINT CLOUD
State	FL
Zip	34771-9497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL WEBB SUNBRIDGE PH 2A PB 32 PGS 15-24 LOT 639
Legal Subdivision	DEL WEBB SUNBRIDGE PHASE 2A
Legal Lot Number	639
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1010
Census Tract	43700

Owner

Source: Osceola County records · APN 11-25-31-5722-0001-6390

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2499 CLIFF WAY, SAINT CLOUD, FL 34771-9497
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Deed Document Number	202334861
Deed Book / Page	6377 / 1550
Record Updated	Sep 20, 2026

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 28, 2023
Property Address	2499 CLIFF WAY, SAINT CLOUD, FL 34771-9497
Document Number	0063771550
Book / Page	6377 / 1550
Map Reference	MB 32 PG 15-24
Instrument Date	Mar 23, 2023
Instrument	2023034861
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2499 CLIFF WAY, SAINT CLOUD, FL 34771-9497

Mortgage

Document Number	0063771552
Date	Mar 28, 2023
Instrument	6377/1552

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,179.00 (-32.71%) Homeowner's exemption Veteran's exemption	$433,900 (+382.11%) Land $101,200 Building $332,700	$433,900 (+382.11%) Land $101,200 Building $332,700
2023	$3,238.00 (+84.71%)	$90,000 (+2%) Land $90,000	$90,000 (+2%) Land $90,000
2022	$1,753.00	$30,000 Land $30,000	$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Extreme above 96% of the US · above 92% of Florida
Wildfire Likelihood	About 1 in 58 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.