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2502 Cliff Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2502 Cliff Way, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,584 sqft · built 2023
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$412,400 (Apr 2023)
Tax Bill$3,825 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN112531572200016690

Property Details

APN / Parcel Number

Primary APN112531572200016690

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,584 sqft Heated Area
Gross Area2,220 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area87 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2502 CLIFF WAY
CitySAINT CLOUD
StateFL
Zip34771-9498
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEL WEBB SUNBRIDGE PH 2A PB 32 PGS 15-24 LOT 669
Legal Phase2A
Legal Lot Number669
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records · APN 112531572200016690

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2502 CLIFF WAY, SAINT CLOUD, FL 34771-9498
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2023 · Amount on Record
Deed SaleApr 27, 2023 · Amount on Record
Deed Document Number2023051911
Deed Book / Page6396 / 1367
Record UpdatedJun 08, 2026

April 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 27, 2023
Property Address2502 CLIFF WAY, SAINT CLOUD, FL 34771-9498
Document Number0063961367
Book / Page6396 / 1367
Map ReferenceMB 32 PG 15-24
Instrument DateApr 21, 2023
Instrument2023051911
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 22, 2024
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,886.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address2502 CLIFF WAY, SAINT CLOUD, FL 34771-9498

Mortgage

Document Number0063961369
DateApr 27, 2023
Instrument6396/1369
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,825.00 (+26.07%) Homeowner's exemption$174,142 (+93.49%)$343,800 (+282%) Land $63,000 Building $280,800
2023$3,034.00 (+95.87%)$90,000 (+2%) Land $90,000$90,000 (+2%) Land $90,000
2022$1,549.00$30,000 Land $30,000$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskExtreme
above 96% of the US · above 91% of Florida
Wildfire LikelihoodAbout 1 in 59 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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