2505 Amber Ln, Elgin, IL 60123 Property Records

Kane County property record for 2505 Amber Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,584 sqft · built 1999
Lot Size	0.26 acres (1,131 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Jul 2011)
Tax Bill	$5,086 (2025)
Deeds & Mortgages	Oct 2018 Loan Modification Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-33-155-032`

Property Details

APN / Parcel Number

Primary APN	`06-33-155-032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,131 sqft (0.26 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2505 AMBER LN
City	ELGIN
State	IL
Zip	60123-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIDGE TOWNHOMES LOT 33
Legal Subdivision	FOX RIDGE TOWNHOMES
Legal Block	5
Legal Lot Number	33
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5005
Census Tract	851907

Owner

2505 Amber Ln is owned and occupied by an individual who bought it in July 2011.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2505 AMBER LN, ELGIN, IL 60123-4107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Oct 15, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2011 · Amount on File
Deed Sale	Jul 26, 2011 · Amount on File
Prior Sale	Aug 16, 2006 · Amount on File
Deed Document Number	201143357
Record Updated	Oct 29, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	2505 AMBER LN, ELGIN, IL 60123-4107
Document Number	0000055518
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 AMBER LN ELGIN IL 601234107, ELGIN, IL 60123-4107

Mortgage

Document Number	0000055518
Date	Nov 15, 2018
Instrument	55518

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Interest

Rate	4.75%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2505 AMBER LN, ELGIN, IL 60123-4107
Document Number	0000052640
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 AMBER LN ELGIN IL 601234107, ELGIN, IL 60123-4107

Mortgage

Document Number	0000052640
Date	Oct 29, 2018
Instrument	52640

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2505 Amber Ln was $5,086 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,086.00 Homeowner's exemption	$74,677 (+8.57%) Land $18,505 Building $56,172	$224,121 (+8.57%) Land $55,537 Building $168,583
2024		$68,782 Land $17,044 Building $51,738	$206,429 Land $51,152 Building $155,276
2022	$4,392.00 (+4.82%) Homeowner's exemption	$56,660 (+6.96%) Land $14,040 Building $42,620	$169,980 (+6.96%) Land $42,120 Building $127,860
2021	$4,190.00 Homeowner's exemption	$52,973 Land $13,126 Building $39,847	$158,919 Land $39,378 Building $119,541

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2505 Amber Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2505 Amber Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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