2504 Amber Ln, Elgin, IL 60123 Property Records

Kane County property record for 2504 Amber Ln, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,488 sqft · built 1999
Lot Size0.26 acres (1,131 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Oct 1999)
Tax Bill$5,336 (2025)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN06-33-155-028

Property Details

APN / Parcel Number

Primary APN06-33-155-028

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,488 sqft Living Area
Gross Area2,042 sqft
Basement Area554 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Construction TypeFrame
Lot Area1,131 sqft (0.26 acres)
Lot Dimensions44 ft deep x 26 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2504 AMBER LN
CityELGIN
StateIL
Zip60123-4107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOX RIDGE TOWNHOMES LOT 28
Legal SubdivisionFOX RIDGE TOWNHOMES
Legal Block5
Legal Lot Number28
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5005
Census Tract851907

Owner

Source: Kane County records · APN 06-33-155-028

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2504 AMBER LN, ELGIN, IL 60123-4107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 08, 1999 · Amount on Record
Deed SaleOct 08, 1999 · Amount on Record
Deed Document Number199996430
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateMay 04, 2026
Property Address2504 AMBER LN, ELGIN, IL 60123-4107
Document Number0000017973
Instrument DateMar 26, 2026
Instrument202617973
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyPOST CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address2504 AMBER LN, ELGIN, IL 60123-4107

Mortgage

Document Number0000017973,
DateMay 04, 2026
Instrument202617973
Lender
NameACE MORTGAGE FUNDING, LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,336.00 (+4.52%) Homeowner's exemption
2024$5,105.00 (+10.81%)$71,793 (+21.39%) Land $17,044 Building $54,749$215,465 (+21.44%) Land $51,152 Building $164,313
2022$4,607.00 (+4.78%) Homeowner's exemption$59,141 (+6.96%) Land $14,040 Building $45,101$177,423 (+6.96%) Land $42,120 Building $135,303
2021$4,397.00 Homeowner's exemption$55,292 Land $13,126 Building $42,166$165,876 Land $39,378 Building $126,498

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519075, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 334 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Opiquad, Verizon, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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