2503 Amber Ln, Elgin, IL 60123 Property Records

Kane County property record for 2503 Amber Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,488 sqft · built 1999
Lot Size	0.27 acres (1,174 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Jan 2017)
Tax Bill	$4,965 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-155-031`

Property Details

APN / Parcel Number

Primary APN	`06-33-155-031`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,174 sqft (0.27 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2503 AMBER LN
City	ELGIN
State	IL
Zip	60123-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIDGE TOWNHOMES LOT 34
Legal Subdivision	FOX RIDGE TOWNHOMES
Legal Block	5
Legal Lot Number	34
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5005
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2503 AMBER LN, ELGIN, IL 60123-4107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 2, 2018	Deed of Trust, Mortgage · FHA Mortgage NEWCASTLE HM LNS
Jan 24, 2017	Warranty Deed, Transfer · FHA Mortgage THE ANDERSON FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2017 · Amount on Record
Deed Sale	Jan 24, 2017 · Amount on Record
Prior Sale	Jul 20, 2005 · Amount on Record
Deed Document Number	20174464
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2503 AMBER LN, ELGIN, IL 60123-4107
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063524
Date	Oct 22, 2020
Instrument	2020K063524

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate	4.12%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2503 AMBER LN, ELGIN, IL 60123-4107
Document Number	0000049271
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	SNP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2503 AMBER LN ELGIN IL 601234107, ELGIN, IL 60123-4107

Mortgage

Document Number	0000049271
Date	Oct 9, 2018
Instrument	49271

Lender

Name	NEWCASTLE HM LNS
Type	Funding / Finance Company
Address	CHICAGO, IL 60622

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 24, 2017
Property Address	2503 AMBER LN, ELGIN, IL 60123-4107
Document Number	0000004464
Map Reference	DOC98K096197
Instrument Date	Dec 28, 2016
Instrument	2017K004464
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FOX TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2503 AMBER LN, ELGIN, IL 60123-4107

Mortgage

Document Number	0000004465
Date	Jan 24, 2017
Instrument	2017K004465

Lender

Name	THE ANDERSON FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,965.00 (+15.82%) Homeowner's exemption	$73,082 (+8.57%) Land $18,505 Building $54,577	$219,334 (+8.57%) Land $55,537 Building $163,797
2024		$67,313 (+21.39%) Land $17,044 Building $50,269	$202,020 (+21.44%) Land $51,152 Building $150,867
2022	$4,287.00 (+4.84%) Homeowner's exemption	$55,450 (+6.96%) Land $14,040 Building $41,410	$166,350 (+6.96%) Land $42,120 Building $124,230
2021	$4,089.00 Homeowner's exemption	$51,841 Land $13,126 Building $38,715	$155,523 Land $39,378 Building $116,145

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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