New Hanover County property record for 2504 Down Stream Ln, Wilmington, NC 28401
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,746 sqft · built 2022 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $416,000 (Apr 2023) |
| Tax Bill | $1,552 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R03300-001-192-000 |
| Primary APN | R03300-001-192-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,746 sqft Living Area |
| 1st Floor Area | 1,975 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| Terrain | Low |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Street Address | 2504 DOWN STREAM LN |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28401-2100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 147 PH 2 RIVERSIDE |
| Legal Subdivision | PH 2 RIVERSIDE |
| Legal Lot Number | 147 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | CAPE FEAR |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11504 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2504 DOWN STREAM LN, WILMINGTON, NC 28401-2100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL FEDERAL CREDIT UNION |
| Jul 8, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COASTAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2023 · Amount on Record |
| Deed Sale | Apr 28, 2023 · Amount on Record |
| Deed Document Number | 202310210 |
| Deed Book / Page | 6636 / 525 |
| Last Transfer Date | Mar 24, 2025 |
| Transfer Doc | 00676402731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jul 14, 2026 |
| Property Address | 2504 DOWN STREAM LN, WILMINGTON, NC 28401-2100 |
| Document Number | 0000019327 |
| Book / Page | 6862 / 377 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202619327 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2504 DOWN STREAM LN, WILMINGTON, NC 28401-2100 |
| Document Number | 0000019327, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 6862/377 |
| Instrument | 202619327 |
| Name | COASTAL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jul 8, 2022 |
| Property Address | 2504 DOWN STREAM LN, WILMINGTON, NC 28401-2100 |
| Document Number | 00657802574 |
| Book / Page | 6578 / 2574 |
| Map Reference | MB 70 PG 100-102 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022025441 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 RACINE DR STE 201, 201, WILMINGTON, NC 28403-8752 |
| Name | Verified Name |
|---|---|
| Address | 2504 DOWN STREAM LN, WILMINGTON, NC 28401-2100 |
| Document Number | 2022025442 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2022025442 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,700 (-) Land $115,800 Building $280,900 | $396,700 (-) Land $115,800 Building $280,900 | |
| 2025 | $1,552.00 (-11.31%) | $396,700 (+21.99%) Land $115,800 Building $280,900 | $396,700 (+21.99%) Land $115,800 Building $280,900 |
| 2024 | $1,750.00 (+0.29%) | ||
| 2023 | $1,745.00 (+416.27%) | $325,200 Land $64,100 Building $261,100 | $325,200 Land $64,100 Building $261,100 |
| 2022 | $338.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 19 (2005–2020) |
| Claims Outside the SFHA | 3 of 19 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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