2520 Down Stream Ln, Wilmington, NC 28401 Property Records

New Hanover County property record for 2520 Down Stream Ln, Wilmington, NC 28401

Property Summary

Property TypePatio Home
Details4 bd · 2 ba · 1,729 sqft · built 2022
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$380,500 (Oct 2022)
Tax Bill$1,469 (2025)
Deeds & MortgagesSep 2022 Transfer
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR03300-001-196-000

Property Details

APN / Parcel Number

Primary APNR03300-001-196-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,729 sqft Living Area
1st Floor Area1,729 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StylePatio Home
Exterior MaterialWood
Lot Area9,583 sqft (0.22 acres)
TerrainLow
Garage Area400 sqft
PorchSlab
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Street Address2520 DOWN STREAM LN
CityWILMINGTON
StateNC
Zip28401-2100
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Patio Home
Local Zoning CodeR-15,RESID
Legal DescriptionLOT 143 PH 2 RIVERSIDE
Legal SubdivisionRIVERSIDE PHASE II
Legal Lot Number143
JurisdictionNEW HANOVER NC
Township / Civil DivisionCAPE FEAR
Census Block Group2
Census Block2002
Census Tract11504

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2520 DOWN STREAM LN, WILMINGTON, NC 28401-2100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Quit Claim Deed, Transfer
Quitclaim
May 26, 2022Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Oct 24, 2022Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2022 · Amount on Record
Deed SaleOct 24, 2022 · Amount on Record
Prior SaleMay 26, 2022 · Amount on Record
Deed Document Number202237155
Deed Book / Page6602 / 1198
Prior Transfer DateAug 25, 2022
Prior Transfer Doc00659502228
Record UpdatedOct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEW HANOVER NC
Recording DateSep 20, 2022
Property Address2520 DOWN STREAM LN, WILMINGTON, NC 28401-2100
Document Number00659502228
Book / Page6595 / 2228
Map ReferenceMB 70 PG 100-102
Instrument DateAug 25, 2022
Instrument2022033792
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2520 SANDY BANKS LN, WILMINGTON, NC 28401-8200

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 RACINE DR STE 201, 201, WILMINGTON, NC 28403-8752

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionNEW HANOVER NC
Recording DateMay 26, 2022
Property Address2520 DOWN STREAM LN, WILMINGTON, NC 28401-2100
Document Number00656801702
Book / Page6568 / 1702
Map ReferenceMB 70 PG 100-102
Instrument DateMay 26, 2022
Instrument2022020280
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$761.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address131 RACINE DR STE 201, 201, WILMINGTON, NC 28403-8752

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 DOWN STREAM LN, WILMINGTON, NC 28401-2100

Mortgage

Document Number2022020281
DateMay 26, 2022
Instrument2022020281
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

October 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionNEW HANOVER NC
Recording DateOct 24, 2022
Property Address2520 DOWN STREAM LN, WILMINGTON, NC 28401-2100
Document Number00660201198
Book / Page6602 / 1198
Map ReferenceMB 70 PG 100-102
Instrument DateMay 26, 2022
Instrument2022037155
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$761.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address131 RACINE DR STE 201, 201, WILMINGTON, NC 28403-8752

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 DOWN STREAM LN, WILMINGTON, NC 28401-2100

Mortgage

Document Number2022037156
DateOct 24, 2022
Instrument2022037156
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$374,700 (-) Land $111,700 Building $263,000$374,700 (-) Land $111,700 Building $263,000
2025$1,469.00 (+3.02%)$374,700 (+42.36%) Land $111,700 Building $263,000$374,700 (+42.36%) Land $111,700 Building $263,000
2024$1,426.00 (+0.28%)
2023$1,422.00 (+338.89%)$263,200 Land $61,600 Building $201,600$263,200 Land $61,600 Building $201,600
2022$324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 118 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies118 in force
Nearby Flood Claims19 (2005–2020)
Claims Outside the SFHA3 of 19
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 85% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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