2521 Down Stream Ln, Wilmington, NC 28401 Property Records

New Hanover County property record for 2521 Down Stream Ln, Wilmington, NC 28401

Property Summary

Property Type	Patio Home
Details	3 bd · 2 ba · 1,635 sqft · built 2022
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$372,000 (Jul 2022)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R03300-001-223-000`

Property Details

APN / Parcel Number

Primary APN	`R03300-001-223-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,635 sqft Living Area
1st Floor Area	1,635 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Patio Home
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Terrain	Low
Garage Area	400 sqft
Porch	Slab
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	2521 DOWN STREAM LN
City	WILMINGTON
State	NC
Zip	28401-2101
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Patio Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 148 PH 2 RIVERSIDE
Legal Lot Number	148
Jurisdiction	NEW HANOVER NC
Township / Civil Division	CAPE FEAR
Census Block Group	2
Census Block	2002
Census Tract	11504

Owner

2521 Down Stream Ln, a patio home, is owned and occupied by two individuals who bought it in July 2022.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2521 DOWN STREAM LN, WILMINGTON, NC 28401-2101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on File
Deed Sale	Jul 26, 2022 · Amount on File
Deed Document Number	202227440
Deed Book / Page	6582 / 2280
Record Updated	Oct 29, 2026

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 26, 2022
Property Address	2521 DOWN STREAM LN, WILMINGTON, NC 28401-2101
Document Number	00658202280
Book / Page	6582 / 2280
Map Reference	MB 70 PG 100-102
Instrument Date	Jul 26, 2022
Instrument	2022027440
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 RACINE DR STE 201, 201, WILMINGTON, NC 28403-8752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 DOWN STREAM LN, WILMINGTON, NC 28401-2101

Mortgage

Document Number	2022027441
Date	Jul 26, 2022
Instrument	2022027441

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.9%
Index	5-Year CMT
Max Rate	9.9%

Tax Assessment & Valuation

The 2025 property tax bill for 2521 Down Stream Ln was $1,256, up 9.5% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,500 (-) Land $111,700 Building $251,800	$363,500 (-) Land $111,700 Building $251,800
2025	$1,256.00 (+9.5%)	$363,500 Land $111,700 Building $251,800	$363,500 Land $111,700 Building $251,800
2024	$1,147.00 (-16.76%)
2023	$1,378.00	$254,900 Land $61,600 Building $193,300	$254,900 Land $61,600 Building $193,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2521 Down Stream Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 118 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	118 in force
Nearby Flood Claims	19 (2005–2020)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2521 Down Stream Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20