2503 Smithfield Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2503 Smithfield Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,757 sqft · built 1969
Lot Size	0.573 acres (24,964 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jul 2019)
Tax Bill	$4,276 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060D0-00-0A-04100`

Property Details

APN / Parcel Number

Primary APN	`060D0-00-0A-04100`
Alternative APN	`22105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,757 sqft Finished Area
Basement Area	1,944 sqft
Finished Basement	900 sqft
Unfinished Basement	1,044 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	24,964 sqft (0.573 acres)
View / Lot	Proximity to Airport
Porch	Slab
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	2503 SMITHFIELD RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	CANTERBURY HILLS 4 A 41
Legal Subdivision	CANTERBURY HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	3
Census Block	3001
Census Tract	10801

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2503 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional with PMI DEPARTMENT OF COMMERCE FCU
Jul 31, 2019	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	20198182
Deed Book / Page	5201 / 337
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2503 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2221
Document Number	0000011723
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2503 SMITHFIELD RD CHARLOTTESVILLE VA 229012221, CHARLOTTESVILLE, VA 22901-2221

Mortgage

Document Number	0000011723
Date	Aug 31, 2020
Book Page	005378/000404
Instrument	11723

Lender

Name	DEPARTMENT OF COMMERCE FCU
Type	Credit Union
Address	WASHINGTON, DC 20230

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 31, 2019
Property Address	2503 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2221
Document Number	0000008182
Book / Page	005201 / 000337
Instrument Date	Jul 24, 2019
Instrument	8182
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2503 SMITHFIELD RD CHARLOTTESVILLE VA 229012221, CHARLOTTESVILLE, VA 22901-2221

Mortgage

Document Number	8183
Date	Jul 31, 2019
Book Page	005201/000340
Instrument	8183

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,276.00 (+0.33%)	$478,300 (+9.35%) Land $182,000 Building $296,300	$478,300 (+9.35%) Land $182,000 Building $296,300
2025	$4,262.00 (+14.11%)
2023	$3,735.00	$437,400 Land $182,000 Building $255,400	$437,400 Land $182,000 Building $255,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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