2410 Smithfield Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2410 Smithfield Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,536 sqft · built 1975
Lot Size	0.402 acres (17,528 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jul 2020)
Tax Bill	$4,979 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`060D0-00-0A-028A0`

Property Details

APN / Parcel Number

Primary APN	`060D0-00-0A-028A0`
Alternative APN	`22091`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,536 sqft Finished Area
Basement Area	768 sqft
Finished Basement	546 sqft
Unfinished Basement	222 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1991
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	17,528 sqft (0.402 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	480 sqft
Patio Area	480 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2410 SMITHFIELD RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	CANTERBURY HILLS 4 A 28A
Legal Subdivision	CANTERBURY HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	3
Census Block	3001
Census Tract	10801

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2410 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Apr 6, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	20209277
Deed Book / Page	5354 / 148
Record Updated	Sep 20, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 21, 2020
Property Address	2410 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2262
Document Number	0000009277
Book / Page	005354 / 000148
Instrument Date	Jul 14, 2020
Instrument	9277
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2410 SMITHFIELD RD CHARLOTTESVILLE VA 229012262, CHARLOTTESVILLE, VA 22901-2262

Mortgage

Document Number	9278
Date	Jul 21, 2020
Book Page	005354/000151
Instrument	9278

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2410 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2262
Document Number	0000004649
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2410 SMITHFIELD RD CHARLOTTESVILLE VA 229012262, CHARLOTTESVILLE, VA 22901-2262

Mortgage

Document Number	0000004649
Date	Apr 27, 2020
Book Page	005306/000245
Instrument	4649

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	HARRISONBURG, VA 22801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,979.00 (+0.91%)	$556,900 (+11.51%) Land $175,000 Building $381,900	$556,900 (+11.51%) Land $175,000 Building $381,900
2025	$4,934.00 (+15.71%)
2023	$4,264.00	$499,400 Land $175,000 Building $324,400	$499,400 Land $175,000 Building $324,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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