2509 Smithfield Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2509 Smithfield Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,623 sqft · built 1970
Lot Size	0.375 acres (16,362 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Oct 2014)
Tax Bill	$5,129 (2026)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060D0-00-0H-00100`

Property Details

APN / Parcel Number

Primary APN	`060D0-00-0H-00100`
Alternative APN	`22175`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,623 sqft Finished Area
Basement Area	840 sqft
Finished Basement	840 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,362 sqft (0.375 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	170 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2509 SMITHFIELD RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-2266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	CANTERBURY HILLS 4 H 1
Legal Subdivision	CANTERBURY HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	3
Census Block	3001
Census Tract	10801

Owner

2509 Smithfield Rd is owned and occupied by an individual who bought it in October 2014.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2509 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2014 · Amount on File
Deed Sale	Oct 10, 2014 · Amount on File
Prior Sale	Dec 1, 2011 · Amount on File
Deed Document Number	20149924
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2509 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2266
Document Number	0000007747
Book / Page	004932 / 000191
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2509 SMITHFIELD RD CHARLOTTESVILLE VA 229012266, CHARLOTTESVILLE, VA 22901-2266

Mortgage

Document Number	0000007747
Date	Jul 10, 2017
Book Page	004932/000191
Instrument	7747

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 9, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 2509 Smithfield Rd was $5,129, up 3.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,129.00 (+3.91%)	$573,700 Land $175,000 Building $398,700	$573,700 Land $175,000 Building $398,700
2025	$4,936.00
2023	$4,697.00	$550,000 Land $175,000 Building $375,000	$550,000 Land $175,000 Building $375,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2509 Smithfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2509 Smithfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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