2500 Waterside Dr, Unit 116, Frederick, MD 21701 Property Records

Frederick County property record for 2500 Waterside Dr, Unit 116, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	2 ba · 1,493 sqft · built 1999
Lot Size	0.034 acres (1,497 sqft)
Owner	2 Company Names on File
Last Sale	$365,000 (Oct 2023)
Tax Bill	$5,649 (2025)
Deeds & Mortgages	Oct 2023 Sale Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-224429`

Property Details

APN / Parcel Number

Primary APN	`02-224429`
Alternative APNs	`2224429` `224429`

Interior

Full Baths	2 Baths
Units	71 Units
Building Area	1,493 sqft Gross Area
1st Floor Area	1,493 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	1,497 sqft (0.034 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	224429
Street Address	2500 WATERSIDE DR, 116
City	FREDERICK
State	MD
Zip	21701-3298
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PND
Legal Description	UNIT 116 PHASE 1 BLDG 1-1,497 SQ. FT. WORMANS MILL
Legal Subdivision	WORMANS MILL
Legal Phase	1
Legal Lot Number	116
Legal Unit	116
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750802

Owner

Source: Frederick County records · APN 02-224429

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2500 WATERSIDE DR, 116, FREDERICK, MD 21701-3298
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed, Transfer
Dec 10, 2019	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK
Sep 10, 2020	Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Book / Page	16642 / 69
Last Transfer Date	Feb 05, 2026
Transfer Doc	0177170349
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 19, 2023
Property Address	2500 WATERSIDE DR UNIT 116, 116, FREDERICK, MD 21701-3298
Document Number	0166420069
Book / Page	16642 / 69
Map Reference	MB 65 PL 137
Instrument Date	Oct 16, 2023
Transaction Type	Transfer
Record Updated	Nov 01, 2023

Transaction

Amount	Amount Recorded
Tax	$1,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2500 WATERSIDE DR UNIT 116, 116, FREDERICK, MD 21701-3298

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2500 WATERSIDE DR UNIT 116, 116, FREDERICK, MD 21701-3298
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133910402
Date	Dec 10, 2019
Book Page	13391/0402

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Nov 26, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 10, 2020
Property Address	2500 WATERSIDE DR UNIT 116, 116, FREDERICK, MD 21701-3298
Document Number	0140580108
Book / Page	14058 / 108
Map Reference	MB 65 PL 137
Instrument Date	Aug 15, 2020
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	CHOICE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2500 WATERSIDE DR UNIT 116, 116, FREDERICK, MD 21701-3298

Mortgage

Document Number	14058113
Date	Sep 10, 2020
Instrument	14058/113

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,649.00 (+4.84%) Homeowner's exemption	$322,000 (+23.53%) Land $90,000 Building $232,000	$322,000 (-) Land $90,000 Building $232,000
2024	$5,388.00 (+82.4%)
2023	$2,954.00 Homeowner's exemption	$260,667	$322,000 Land $90,000 Building $232,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 598 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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