2500 Waterside Dr, Unit 202, Frederick, MD 21701 Property Records

Frederick County property record for 2500 Waterside Dr, Unit 202, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	1 ba · 1,140 sqft · built 1999
Lot Size	0.026 acres (1,147 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jul 2025)
Tax Bill	$4,398 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-224461`

Property Details

APN / Parcel Number

Primary APN	`02-224461`
Alternative APNs	`2224461` `224461`

Interior

Full Baths	1 Bath
Units	71 Units
Building Area	1,140 sqft Gross Area
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	1,147 sqft (0.026 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	224461
Street Address	2500 WATERSIDE DR, 202
City	FREDERICK
State	MD
Zip	21701-3216
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PND
Legal Description	UNIT 202 PHASE 1 BLDG 1-1,147 SQ. FT. WORMANS MILL
Legal Subdivision	WORMANS MILL
Legal Phase	1
Legal Lot Number	202
Legal Unit	202
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2500 WATERSIDE DR, 202, FREDERICK, MD 21701-3216
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed with Mortgage, Transfer · Conventional Mortgage SWBC MTG
Dec 10, 2020	Grant Deed, Transfer ASSURANCE TITLE COMPANY INC
Dec 10, 2020	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Sep 7, 2018	Grant Deed, Transfer OLD LINE TITLE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Dec 10, 2020 · Amount on Record
Deed Book / Page	17437 / 43
Record Updated	Oct 29, 2026

December 2020: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	FREDERICK MD
Recording Date	Dec 10, 2020
Property Address	2500 WATERSIDE DR UNIT 202, 202, FREDERICK, MD 21701-3216
Document Number	0143510377
Book / Page	014351 / 000377
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	ASSURANCE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2500 WATERSIDE DR FREDERICK MD 217013296, FREDERICK, MD 21701-3296

Mortgage

Document Number	143510377
Date	Dec 10, 2020
Book Page	014351/000377

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2035

Mortgage

Document Number	143510378,
Date	Dec 10, 2020
Book Page	014351/000378

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2035

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 10, 2020
Property Address	2500 WATERSIDE DR UNIT 202, 202, FREDERICK, MD 21701-3216
Document Number	0143510371
Book / Page	014351 / 000371
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	ASSURANCE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 WATERSIDE DR #202 FREDERICK MD 217013216, 202, FREDERICK, MD 21701-3216

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 10, 2020
Property Address	2500 WATERSIDE DR UNIT 202, 202, FREDERICK, MD 21701-3216
Document Number	0143510372
Book / Page	14351 / 372
Map Reference	MB 66 PL 195
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2500 WATERSIDE DR UNIT 202, 202, FREDERICK, MD 21701-3216

Mortgage

Document Number	14351378
Date	Dec 10, 2020
Instrument	14351/378

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2035

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 7, 2018
Property Address	2500 WATERSIDE DR UNIT 202, 202, FREDERICK, MD 21701-3216
Document Number	0126080428
Book / Page	012608 / 000428
Instrument Date	Jun 1, 2018
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	OLD LINE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$167.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2500 WATERSIDE DR #202 FREDERICK MD 217013216, 202, FREDERICK, MD 21701-3216

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,000 (+26.91%)	$335,000 (+30.35%) Land $100,000 Building $235,000
2025	$4,398.00 (+12.14%)
2023	$3,922.00 Homeowner's exemption	$223,000	$257,000 Land $90,000 Building $167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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