2500 Waterside Dr, Unit 111, Frederick, MD 21701 Property Records

Frederick County property record for 2500 Waterside Dr, Unit 111, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	1 ba · 858 sqft · built 1999
Lot Size	0.02 acres (864 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Jun 2018)
Tax Bill	$3,626 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-224372`

Property Details

APN / Parcel Number

Primary APN	`02-224372`
Alternative APNs	`2224372` `224372`

Interior

Full Baths	1 Bath
Units	71 Units
Building Area	858 sqft Gross Area
1st Floor Area	858 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	864 sqft (0.02 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	224372
Street Address	2500 WATERSIDE DR, 111
City	FREDERICK
State	MD
Zip	21701-3298
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PND
Legal Description	UNIT 111 PHASE 1 BLDG 1-864 SQ. FT. WORMANS MILL
Legal Subdivision	WORMANS MILL
Legal Phase	1
Legal Lot Number	111
Legal Unit	111
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	217 HARVEST RIDGE DR, HARVEST, AL 35749-3903
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jun 5, 2018	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Feb 6, 2007 · Amount on Record
Deed Book / Page	12446 / 486
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2500 WATERSIDE DR UNIT 111, 111, FREDERICK, MD 21701-3298
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MID ATLANTIC SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 WATERSIDE DR 111, 111, FREDERICK, MD 21701-3298

Mortgage

Document Number	0148550354
Date	May 7, 2021
Book Page	14855/354

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 5, 2018
Property Address	2500 WATERSIDE DR UNIT 111, 111, FREDERICK, MD 21701-3298
Document Number	0124460486
Book / Page	12446 / 0486
Map Reference	MB65 PL137
Instrument Date	May 30, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 BEAR DEN RD, FREDERICK, MD 21701-9396

Mortgage

Document Number	0012446492
Date	Jun 5, 2018
Instrument	12446/492

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,000 (+37.7%)	$280,000 (+42.86%) Land $90,000 Building $190,000
2025	$3,626.00 (+21.96%)
2023	$2,973.00	$162,667	$196,000 Land $90,000 Building $106,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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