2500 Chartom Mar Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2500 Chartom Mar Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,638 sqft · built 1960
Lot Size	0.213 acres (9,288 sqft)
Owner	Individual Name on File
Last Sale	$137,100 (Aug 2020)
Tax Bill	$2,553 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042440A000`

Property Details

APN / Parcel Number

Primary APN	`042440A000`
Alternative APN	`6-010D-4061-05-0012.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	546 sqft
Unfinished Basement	546 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,288 sqft (0.213 acres)
Lot Dimensions	129 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	254 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	042440A000
Street Address	2500 CHARTOM MAR DR
City	SAINT CHARLES
State	MO
Zip	63301-2562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	CHARWOOD #2 BLK 5 LOT 12
Legal Subdivision	CHARWOOD #2
Legal Block	5
Legal Lot Number	12
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1003
Census Tract	310700

Owner

2500 Chartom Mar Dr is owned and occupied by an individual who acquired it in April 2024.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2500 CHARTOM MAR DR, SAINT CHARLES, MO 63301-2562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 23, 2024	Intrafamily Transfer, Transfer
Aug 21, 2020	Intrafamily Transfer, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jan 31, 2017	Affidavit of Death, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Jan 31, 2017	Warranty Deed, Transfer · FHA Mortgage VINSON MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Document Number	2020605920
Deed Book / Page	7377 / 1585
Last Transfer Date	Apr 5, 2024
Transfer Doc	0000015211
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2500 CHARTOM MAR DR, SAINT CHARLES, MO 63301-2562
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 CHARTOM MAR DR, SAINT CHARLES, MO 63301-2562

Mortgage

Document Number	0000040020
Date	Sep 11, 2025
Instrument	2025R-040020

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2050

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 23, 2024
Property Address	2500 CHARTOM MAR DR, SAINT CHARLES, MO 63301-2562
Document Number	0000015211
Map Reference	MB 7 PG 10
Instrument Date	Apr 5, 2024
Instrument	2024R-015211
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	724 BORDEAUX WAY, COTTLEVILLE, MO 63376-2828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 CHARTOM MAR DR, SAINT CHARLES, MO 63301-2562
Investor	Possibly a Property Investor

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 21, 2020
Property Address	2500 CHARTOM MAR DR, SAINT CHARLES, MO 63301-2562
Document Number	0073771585
Book / Page	7377 / 1585
Map Reference	MB 7 PG 10
Instrument Date	Aug 11, 2020
Instrument	20200821000605920
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2500 CHARTOM MAR DR, SAINT CHARLES, MO 63301-2562

Mortgage

Document Number	20200821000605930
Date	Aug 21, 2020
Instrument	20200821000605930

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST CHARLES MO
Recording Date	Jan 31, 2017
Property Address	2500 CHARTOM MAR DR, SAINT CHARLES, MO 63301-2562
Document Number	0066931022
Book / Page	006693 / 001022
Instrument Date	Jan 27, 2017
Instrument	67690
Transaction Type	Transfer
Record Updated	Feb 6, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 CHARTOM MAR DR ST CHARLES MO 633012562, ST CHARLES, MO 63301-2562

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 31, 2017
Property Address	2500 CHARTOM MAR DR, SAINT CHARLES, MO 63301-2562
Document Number	0066931026
Book / Page	6693 / 1026
Map Reference	MB 7 PG 10
Instrument Date	Jan 27, 2017
Instrument	20170131000067710
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 CHARTOM MAR DR, SAINT CHARLES, MO 63301-2562
Investor	Possibly a Property Investor

Mortgage

Document Number	20170131000067720
Date	Jan 31, 2017
Instrument	20170131000067720

Lender

Name	VINSON MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2500 Chartom Mar Dr was $2,553, down 0.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,610 (-)	$213,734 (-) Land $45,000 Building $168,734
2025	$2,553.00 (-0.23%)	$40,610	$213,734 Land $45,000 Building $168,734
2024	$2,559.00
2023		$39,750 (+21.61%)
2022	$2,254.00	$32,686	$209,212 (+21.61%) Land $35,000 Building $174,212
2021			$172,033

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2500 Chartom Mar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2500 Chartom Mar Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon, Wisper ISP.

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