St. Charles County property record for 2432 Chartom Mar Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1961 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | Company Name on Record |
| Last Sale | $95,000 (May 2018) |
| Tax Bill | $2,341 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 042430A000 |
| Primary APN | 042430A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 9,900 sqft |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 108 sqft |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 042430A000 |
|---|---|
| Old Parcel Number | 042430A000 |
| Street Address | 2432 CHARTOM MAR DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | CHARWOOD #2 BLK 5 LOT 11 |
| Legal Range | 04E |
| Legal Township | 47N |
| Legal Subdivision | CHARWOOD #2 |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 310700 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2348 DELAWARE DR, SAINT CHARLES, MO 63303-2946 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 30, 2019 | Deed of Trust, Mortgage CARROLLTON BANK |
| May 14, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2018 · Amount on Record |
| Deed Sale | May 14, 2018 · Amount on Record |
| Prior Sale | Nov 13, 2009 · Amount on Record |
| Deed Document Number | 0069181978 |
| Deed Book / Page | 6918 / 1978 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2432 CHARTOM MAR DR, SAINT CHARLES, MO 63301-2510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0070660687 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 7066/0687 |
| Instrument | 20190430000198390 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 14, 2018 |
| Property Address | 2432 CHARTOM MAR DR, SAINT CHARLES, MO 63301-2510 |
| Document Number | 0069181978 |
| Book / Page | 006918 / 001978 |
| Instrument Date | May 11, 2018 |
| Instrument | 266290 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2348 DELAWARE DR ST CHARLES MO 633032946, ST CHARLES, MO 63303-2946 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,341.00 | $37,206 (+1.66%) | $195,822 (+1.66%) Land $45,000 Building $150,822 |
| 2023 | $36,597 | ||
| 2022 | $192,615 Land $35,000 Building $157,615 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband, Verizon, Wisper ISP.
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