2428 Chartom Mar Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2428 Chartom Mar Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,998 sqft · built 1960
Lot Size	0.267 acres (11,610 sqft)
Owner	Individual Name on File
Last Sale	$141,518 (Feb 2018)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042420A000`

Property Details

APN / Parcel Number

Primary APN	`042420A000`
Alternative APN	`6-010D-4061-05-0010.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,998 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	918 sqft
Unfinished Basement	162 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,610 sqft (0.267 acres)
Lot Dimensions	135 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	70 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	042420A000
Street Address	2428 CHARTOM MAR DR
City	SAINT CHARLES
State	MO
Zip	63301-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	CHARWOOD #2 BLK 5 LOT 10
Legal Subdivision	CHARWOOD #2
Legal Block	5
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1003
Census Tract	310700

Owner

2428 Chartom Mar Dr is owned and occupied by an individual who bought it in February 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2428 CHARTOM MAR DR, SAINT CHARLES, MO 63301-2510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2018 · Amount on File
Deed Sale	Feb 5, 2018 · Amount on File
Prior Sale	Dec 13, 2012 · Amount on File
Deed Document Number	201864280
Deed Book / Page	6875 / 460
Prior Transfer Date	Feb 1, 2018
Prior Transfer Doc	0068750460
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 5, 2018
Property Address	2428 CHARTOM MAR DR, SAINT CHARLES, MO 63301-2510
Document Number	0068750460
Book / Page	006875 / 000460
Instrument Date	Feb 1, 2018
Instrument	64280
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 CHARTOM MAR DR ST CHARLES MO 633012510, ST CHARLES, MO 63301-2510

Mortgage

Document Number	68750462
Date	Feb 5, 2018
Book Page	006875/000462
Instrument	64290

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2428 Chartom Mar Dr was $2,581, down 0.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,073 (-)	$216,173 (-) Land $45,000 Building $171,173
2025	$2,581.00 (-0.31%)	$41,073	$216,173 Land $45,000 Building $171,173
2024	$2,589.00
2023		$40,233
2022			$211,752 Land $35,000 Building $176,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2428 Chartom Mar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2428 Chartom Mar Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon, Wisper ISP.

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