Cleveland County property record for 250 Thamon Rd, Shelby, NC 28150 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2021 |
| Square Footage | 2,466 sqft Finished Area |
| Lot Size | 43,894 sqft (1 acres) |
| Garage | 756 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2017) |
| Tax Bill | $5,345.00 (2025) |
| Primary APN | 16501 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 2,466 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stone Exterior |
| Lot Area | 43,894 sqft (1 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 756 sqft Garage |
| Balcony Area | 90 sqft Balcony |
| Boat House | Boat House |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 1317752 |
|---|---|
| Street Address | 250 THAMON RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-9606 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1AC OFF RD 2072 |
| Legal Subdivision | NUMBER FIVE TOWNSHIP |
| Legal Block | 1 |
| Legal Lot Number | 70 |
| Jurisdiction | CLEVELAND NC |
| Minor Civil Division | CLEVELAND |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 950301 |
Source: Cleveland County records · APN 16501
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 250 THAMON RD, SHELBY, NC 28150-9606 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Jul 14, 2020 | Deed of Trust, Mortgage · Building or Construction Mortgage HOMETRUST BANK |
| Nov 28, 2017 | Warranty Deed, Transfer · Line of Credit FARM CREDIT SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2017 · Amount on Record |
| Deed Sale | Nov 28, 2017 · Amount on Record |
| Deed Doc Number | 20177533 |
| Deed Book / Page | 1756 / 218 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 250 THAMON RD, SHELBY, NC 28150-9606 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0018662197 |
|---|---|
| Date | Mar 07, 2022 |
| Book Page | 1866/2197 |
| Instrument | 200069475 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 250 THAMON RD, SHELBY, NC 28150-9606 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018162702 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 1816/2702 |
| Instrument | 200041538 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Aug 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 28, 2017 |
| Property Address | 250 THAMON RD, SHELBY, NC 28150-9606 |
| Document Number | 0017560218 |
| Book / Page | 001756 / 000218 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 200007533 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 621 S WASHINGTON ST SHELBY NC 281505906, SHELBY, NC 28150-5906 |
| Document Number | 17560221 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 001756/000221 |
| Instrument | 200007534 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | SHELBY, NC 28150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $841,735 (-) Land $200,000 Building $641,735 | $841,735 (-) Land $200,000 Building $641,735 | |
| 2025 | $5,345.00 | $841,735 (+40.36%) Land $200,000 Building $641,735 | $841,735 (+40.36%) Land $200,000 Building $641,735 |
| 2023 | $599,698 Land $132,000 Building $467,698 | $599,698 Land $132,000 Building $467,698 |
250 Thamon Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Cleveland County (37045C), updated March 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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