Cleveland County property record for 248 Thamon Rd, Shelby, NC 28150 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2000 |
| Square Footage | 884 sqft Finished Area |
| Lot Size | 87,120 sqft (2 acres) |
| Tax Bill | $2,545.00 (2025) |
| Primary APN | 16496 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 884 sqft Finished Area |
| Basement Area | 884 sqft Basement |
| Unfinished Basement | 884 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding Exterior |
| Lot Area | 87,120 sqft (2 acres) |
| Parking Spaces | 1 Parking Spaces |
| Deck Area | 224 sqft Deck |
|---|---|
| Porch | 1 Porch |
| Porch Area | 224 sqft Porch |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 1114740 |
|---|---|
| Street Address | 248 THAMON RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-9606 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2 AC OFF RD 2073 |
| Legal Subdivision | WATERFRONT THAMON |
| Legal Block | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | CLEVELAND NC |
| Minor Civil Division | CLEVELAND |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 950301 |
Source: Cleveland County records · APN 16496
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2316 MASON ST, SHELBY, NC 28150-2901 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 10, 2019 | Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK & TRUST CO |
| Jun 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 23, 2017 |
| Transfer Doc | 0017380632 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 248 THAMON RD, SHELBY, NC 28150-9606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018000487 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 1800/0487 |
| Instrument | 200031474 |
| Name | ALLIANCE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SHELBY, NC 28150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 248 THAMON RD, SHELBY, NC 28150-9606 |
| Document Number | 0019261940 |
| Book / Page | 001926 / 001940 |
| Instrument Date | Jun 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 248 THAMON RD SHELBY NC 281509606, SHELBY, NC 28150-9606 |
| Document Number | 0019261940 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 001926/001940 |
| Instrument | 200002188 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 29, 2032 |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,881 (-) Land $237,800 Building $163,081 | $400,881 (-) Land $237,800 Building $163,081 | |
| 2025 | $2,545.00 | $400,881 (+88.45%) Land $237,800 Building $163,081 | $400,881 (+88.45%) Land $237,800 Building $163,081 |
| 2023 | $212,728 Land $152,900 Building $59,828 | $212,728 Land $152,900 Building $59,828 |
248 Thamon Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Cleveland County (37045C), updated March 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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