234 Thamon Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 234 Thamon Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	2,461 sqft · built 2005
Lot Size	1.02 acres (44,431 sqft)
Owner	Company Name on Record
Last Sale	$640,000 (Jul 2020)
Tax Bill	$4,763 (2026)
Deeds & Mortgages	Feb 2023 Transfer Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43445`

Property Details

APN / Parcel Number

Primary APN	`43445`
Alternative APNs	`1332409` `1354839`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,461 sqft Finished Area
Attic	Attic
Attic Area	546 sqft
Basement Area	704 sqft
Finished Basement	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Brick
Foundation Type	Footing
Lot Area	44,431 sqft (1.02 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	444 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1354839
Street Address	234 THAMON RD
City	SHELBY
State	NC
Zip	28150-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	1.02 AC LOT22 PB17-105
Legal Subdivision	THAMON CROSSING
Legal Block	1
Legal Lot Number	171
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3011
Census Tract	950301

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	234 THAMON RD, SHELBY, NC 28150-9606
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Intrafamily Transfer, Transfer
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Jul 23, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Sep 26, 2007 · Amount on Record
Deed Document Number	202041914
Deed Book / Page	1817 / 1814
Last Transfer Date	Jan 4, 2023
Transfer Doc	0018920388
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Feb 9, 2023
Property Address	234 THAMON RD, SHELBY, NC 28150-9606
Document Number	0018920388
Book / Page	1892 / 388
Map Reference	MB 17 PG 105
Instrument Date	Jan 4, 2023
Instrument	200083736
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	234 THAMON RD, SHELBY, NC 28150-9606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 THAMON RD, SHELBY, NC 28150-9606

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	234 THAMON RD, SHELBY, NC 28150-9606
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 THAMON RD, SHELBY, NC 28150-9606

Mortgage

Document Number	0018581040
Date	Nov 24, 2021
Book Page	1858/1040
Instrument	200064741

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 23, 2020
Property Address	234 THAMON RD, SHELBY, NC 28150-9606
Document Number	0018171814
Book / Page	1817 / 1814
Map Reference	MB 17 PG 105
Instrument Date	Jul 22, 2020
Instrument	200041914
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 DOGWOOD LN, 127, SHELBY, NC 28150-8404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 S MUTZ DR, COLUMBUS, IN 47201-8671

Mortgage

Document Number	18171817
Date	Jul 23, 2020
Instrument	1817/1817

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,763.00 (+0.55%)	$746,050 (-) Land $144,000 Building $602,050	$746,050 (-) Land $144,000 Building $602,050
2025	$4,737.00	$746,050 (+23.35%) Land $144,000 Building $602,050	$746,050 (+23.35%) Land $144,000 Building $602,050
2023		$604,823 Land $132,050 Building $472,773	$604,823 Land $132,050 Building $472,773

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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