250 School St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 250 School St, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 3,017 sqft · built 1898
Lot Size	0.37 acres (16,152 sqft)
Owner	Individual Name on File
Last Sale	$1,290,000 (Jun 2025)
Tax Bill	$15,039 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10637`

Property Details

APN / Parcel Number

Primary APN	`10637`
Alternative APN	`WATE M:1126 B:0003 L:0022B`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,017 sqft Living Area
Gross Area	3,772 sqft
Basement Area	755 sqft
Unfinished Basement	755 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Slate
Lot Area	16,152 sqft (0.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10637
Street Address	250 SCHOOL ST
City	WATERTOWN
State	MA
Zip	02472-1401
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	T
Legal Subdivision	BELL TOWER PLACE CONDO
Legal Block	3
Legal Lot Number	22B
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	3
Census Block	3000
Census Tract	370201

Owner

250 School St, a condominium, is owned by an individual who bought it in June 2025.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	250 SCHOOL ST, 250, WATERTOWN, MA 02472-1401
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2025 · Amount on File
Deed Sale	Jun 23, 2025 · Amount on File
Prior Sale	Nov 7, 2011 · Amount on File
Deed Book / Page	84262 / 304
Prior Transfer Date	Jun 20, 2025
Prior Transfer Doc	084262-304
Record Updated	Oct 29, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jun 23, 2025
Property Address	250 SCHOOL ST, WATERTOWN, MA 02472-1401
Document Number	084262-304
Book / Page	84262 / 304
Instrument Date	Jun 20, 2025
Instrument	71371
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 SCHOOL ST # 250, 250, WATERTOWN, MA 02472-1401

Mortgage

Document Number	0000071372
Date	Jun 23, 2025
Instrument	71372

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 250 School St was $15,039, down 6.1% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,039.00 (-6.13%)	$1,232,700 (-10.13%) Building $1,232,700	$1,199,027 (-1.43%)
2025	$16,021.00 (+5%)	$1,371,700 (+5.18%) Building $1,371,700	$1,216,380 (-18.48%)
2024	$15,258.00 (-12.6%)	$1,304,100 (+1.44%) Building $1,304,100	$1,492,165
2023	$17,458.00	$1,285,600 Building $1,285,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 250 School St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 250 School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20