204 School St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 204 School St, Watertown, MA 02472

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 3,166 sqft · built 1923
Lot Size0.103 acres (4,471 sqft)
Owner2 Individual Names on Record
Last Sale$1,260,000 (Sep 2026)
Tax Bill$10,148 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN47380-01

Property Details

APN / Parcel Number

Primary APN47380-01
Alternative APNs
  • WATE M:1027 B:0034 L:0198
  • 695

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Units3 Units
Stories3 Stories
Building Area3,166 sqft Living Area
Gross Area5,364 sqft
Basement Area1,228 sqft
Unfinished Basement1,228 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,471 sqft (0.103 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number695
Street Address204 SCHOOL ST
CityWATERTOWN
StateMA
Zip02472-4149
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeT
Legal Block34
Legal Lot Number198
JurisdictionWATERTOWN MA
Township / Civil DivisionWATERTOWN TOWN
Census Block Group1
Census Block1000
Census Tract370401

Owner

Source: Middlesex County and Watertown City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address204 SCHOOL ST, WATERTOWN, MA 02472-4149
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Quit Claim Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Mar 16, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2026 · Amount on Record
Deed SaleSep 28, 2026 · Amount on Record
Deed Document Number20262008889
Prior Transfer DateSep 21, 2026
Prior Transfer Doc0002008889
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERTOWN MA
Recording DateSep 28, 2026
Property Address204 SCHOOL ST, WATERTOWN, MA 02472-4149
Document Number0002008889
Instrument DateSep 21, 2026
Instrument20262008889
Transaction TypeTransfer
Record UpdatedOct 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

DateSep 28, 2026
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERTOWN MA
Recording DateMar 16, 2017
Property Address204 SCHOOL ST, WATERTOWN, MA 02472-4149
Document Number0001755928
Instrument DateFeb 15, 2017
Instrument1755928
Transaction TypeTransfer
Record UpdatedApr 4, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address117 BLUEBERRY LN WESTWOOD MA 020903001, WESTWOOD, MA 02090-3001

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWatertown City
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$10,148.00 (+9.44%)$831,800 (+4.77%) Land $389,400 Building $442,400
2025$9,273.00 (+5.34%)$793,900 (+5.52%) Land $389,400 Building $404,500
2024$8,803.00 (-12.98%)$752,400 (+1.01%) Land $388,400 Building $364,000
2023$10,116.00$744,900 Land $380,900 Building $364,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN DEPARTMENT OF PUBLIC WORKS
serves 35,985 people · EPA ID MA3314000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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