198 School St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 198 School St, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,368 sqft · built 1920
Lot Size	0.127 acres (5,512 sqft)
Owner	Individual Name on Record
Tax Bill	$10,596 (2026)
Deeds & Mortgages	Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`47370-05`

Property Details

APN / Parcel Number

Primary APN	`47370-05`
Alternative APNs	`WATE M:1027 B:0033 L:0197A` `694`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	3,706 sqft
Basement Area	1,100 sqft
Unfinished Basement	1,100 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,512 sqft (0.127 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	694
Street Address	198 SCHOOL ST
City	WATERTOWN
State	MA
Zip	02472-4149
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	T
Legal Block	33
Legal Lot Number	197A
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1000
Census Tract	370401

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2037 E LINDRICK DR, GILBERT, AZ 85298-7419
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2016
Deed Sale	Jun 20, 2016
Last Transfer Date	Jun 11, 2025
Transfer Doc	0001979676
Record Updated	Oct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Mar 23, 2023
Property Address	198 SCHOOL ST, WATERTOWN, MA 02472-4149
Document Number	0001934177
Instrument Date	Mar 7, 2023
Instrument	1934177
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 SAGE TRL, N KINGSTOWN, RI 02852-1692

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,596.00 (+7.53%)	$868,500 (+2.94%) Land $397,800 Building $470,700	$938,332
2025	$9,854.00 (+12.18%)	$843,700 (+12.37%) Land $397,800 Building $445,900
2024	$8,784.00 (-12.52%)	$750,800 (+1.54%) Land $385,700 Building $365,100
2023	$10,041.00	$739,400 Land $378,300 Building $361,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20