James City County property record for 250 Reflection Dr, Williamsburg, VA 23188 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,188 sqft Living Area |
| Lot Size | 21,867 sqft (0.502 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,743.00 (2025) |
| Primary APN | 13-3 05-0-0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,188 sqft Living Area |
| Basement Area | 1,056 sqft Basement |
| Finished Basement | 528 sqft Finished |
| Unfinished Basement | 528 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,867 sqft (0.502 acres) |
| Deck Area | 526 sqft Deck |
| Patio Area | 526 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Water Source | Commercial Water Source |
| Account Number | 14296 |
|---|---|
| Street Address | 250 REFLECTION DR |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-7030 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L-1 S-5A MIRROR LAKE |
| Legal Subdivision | MIRROR LAKES ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | JAMES CITY VA |
| Minor Civil Division | STONEHOUSE |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 80402 |
Source: James City County records · APN 13-3 05-0-0001
Assessment roll updated October 14, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 250 REFLECTION DR, WILLIAMSBURG, VA 23188-7030 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SUPREME LENDING |
| May 02, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SPRING EQ LLC |
| Jul 17, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 26, 2023 | Warranty Deed, Transfer · Veterans Administration Mortgage ALCOVA MORTGAGE LLC |
| Nov 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) PROSPERITY HM MTG |
| May 25, 2018 | Foreclosure NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 2023 |
| Deed Sale | Jul 26, 2023 |
| Prior Sale | Nov 27, 2018 · Amount on Record |
| Deed Doc Number | 20237884 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 250 REFLECTION DR, WILLIAMSBURG, VA 23188-7030 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0202205820 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 202205820 |
| Name | SUPREME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 250 REFLECTION DR, WILLIAMSBURG, VA 23188-7030 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202207040 |
|---|---|
| Date | May 02, 2022 |
| Instrument | 202207040 |
| Name | SPRING EQ LLC |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 250 REFLECTION DR, WILLIAMSBURG, VA 23188-7030 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202509827 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 202509827 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jul 26, 2023 |
| Property Address | 250 REFLECTION DR, WILLIAMSBURG, VA 23188-7030 |
| Document Number | 0202307884 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 202307884 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 250 REFLECTION DR, WILLIAMSBURG, VA 23188-7030 |
| Document Number | 0202307885 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 202307885 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Nov 27, 2018 |
| Property Address | 250 REFLECTION DR, WILLIAMSBURG, VA 23188-7030 |
| Document Number | 0000018765 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 18765 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 250 REFLECTION DR WILLIAMSBURG VA 231887030, WILLIAMSBURG, VA 23188-7030 |
| Document Number | 18766 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 18766 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | May 25, 2018 |
| Property Address | 250 REFLECTION DR, WILLIAMSBURG, VA 23188-7030 |
| Document Number | 0000008968 |
| Instrument Date | May 23, 2018 |
| Instrument | 8968 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2193 POQUOSON VA 236620193, POQUOSON, VA 23662-0193 |
| Investor | Possibly a Property Investor |
Source: James City County records · Assessment roll updated October 14, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,743.00 (+6.4%) | $330,600 (+30.57%) Land $45,000 Building $285,600 | $330,600 (+30.57%) Land $45,000 Building $285,600 |
| 2024 | $2,578.00 (+22.7%) | ||
| 2023 | $2,101.00 | $253,200 (-) Land $41,100 Building $212,100 | $253,200 (-) Land $41,100 Building $212,100 |
| 2022 | $2,101.00 (+53.58%) | $253,200 Land $41,100 Building $212,100 | $253,200 Land $41,100 Building $212,100 |
| 2019 | $1,368.00 |
Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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