254 Reflection Dr, Williamsburg, VA 23188 Property Records

James City County property record for 254 Reflection Dr, Williamsburg, VA 23188 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1991
Square Footage2,380 sqft Living Area
Lot Size22,738 sqft (0.521 acres)
OccupancyOwner Occupied
Last Sale$305,000 (2021)
Tax Bill$3,349.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-3 05-0-0003
Alternative APN
  • 20778

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,380 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1991
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeRaised Foundation
Roof MaterialFiberglass Roof
Lot Area22,738 sqft (0.521 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area308 sqft Garage

Exterior Amenities

Deck Area525 sqft Deck
Patio Area525 sqft Patio
PorchOpen Porch
Porch Area168 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Water SourceCommercial Water Source

Location & Zoning

Account Number20778
Street Address254 REFLECTION DR
CityWILLIAMSBURG
StateVA
Zip23188-7030
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL-3 S-5A MIRROR LAKE
Legal SubdivisionMIRROR LAKES ESTATES
Legal Lot Number3
JurisdictionJAMES CITY VA
Minor Civil DivisionSTONEHOUSE
Census Blockgroup1
Census Block1011
Census Tract80402

Owner

Source: James City County records · APN 13-3 05-0-0003

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address254 REFLECTION DR, WILLIAMSBURG, VA 23188-7030
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 04, 2021Warranty Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Jul 10, 2015Deed of Trust, Mortgage · Veterans Administration Mortgage
MONARCH BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 04, 2021 · Amount on Record
Deed SaleMay 04, 2021 · Amount on Record
Prior SaleJul 13, 2015 · Amount on Record
Deed Doc Number210009078
Record RefreshedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateMay 04, 2021
Property Address254 REFLECTION DR, WILLIAMSBURG, VA 23188-7030
Document Number210009078
Instrument DateApr 22, 2021
Instrument210009078
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyFIRST TITLE COMPANY, FIRST VA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address254 REFLECTION DR, WILLIAMSBURG, VA 23188-7030

Mortgage

Document Number210009079
DateMay 04, 2021
Instrument210009079
Lender
NameTOWNEBANK MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address254 REFLECTION DR, WILLIAMSBURG, VA 23188-7030
Document Number0000012313
Instrument DateJul 10, 2015
Transaction TypeMortgage
Record UpdatedJun 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address254 REFLECTION DR WILLIAMSBURG VA 231887030, WILLIAMSBURG, VA 23188-7030

Mortgage

Document Number0000012313
DateJun 15, 2017
Instrument12313
Lender
NameMONARCH BK
TypeBank
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term336 Months
DueJun 14, 2045

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,349.00 (+6.42%)$403,500 (+30.71%) Land $47,600 Building $355,900$403,500 (+30.71%) Land $47,600 Building $355,900
2024$3,147.00 (+22.83%)
2023$2,562.00$308,700 Land $43,500 Building $265,200$308,700 Land $43,500 Building $265,200
2022$2,562.00 (+27.78%)
2019$2,005.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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