245 Reflection Dr, Williamsburg, VA 23188 Property Records

James City County property record for 245 Reflection Dr, Williamsburg, VA 23188 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,212 sqft Living Area
Lot Size	19,994 sqft (0.458 acres)
Garage	Attached, 396 sqft
Occupancy	Owner Occupied
Tax Bill	$1,562.00 (2019)

Property Details

APN / Parcel Number

Primary APN	`13-3 04-0-0031`
Alternative APN	`8302`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,212 sqft Living Area
Gross Area	1,608 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Raised Foundation
Roof Material	Fiberglass Roof
Lot Area	19,994 sqft (0.458 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	396 sqft Garage

Exterior Amenities

Deck Area	168 sqft Deck
Patio Area	168 sqft Patio
Porch	Open Porch
Porch Area	60 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Water Source	Commercial Water Source

Location & Zoning

Account Number	8302
Street Address	245 REFLECTION DR
City	WILLIAMSBURG
State	VA
Zip	23188-7031
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L-31 S-4 MIRROR LAKE
Legal Subdivision	MIRROR LAKES ESTATES
Legal Lot Number	31
Jurisdiction	JAMES CITY VA
Minor Civil Division	STONEHOUSE
Census Blockgroup	1
Census Block	1015
Census Tract	80402

Owner

Source: James City County records · APN 13-3 04-0-0031

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 REFLECTION DR, WILLIAMSBURG, VA 23188-7031
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 1998
Deed Sale	May 05, 1998
Deed Doc Number	980008206
Record Refreshed	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	245 REFLECTION DR, WILLIAMSBURG, VA 23188-7031
Transaction Type	Mortgage
Record Updated	Jun 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202207842
Date	May 17, 2022
Instrument	202207842

Lender

Name	TOGETHER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Jun 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,700 (+23.56%) Land $52,900 Building $208,800	$261,700 (+23.56%) Land $52,900 Building $208,800
2023		$211,800 Land $48,300 Building $163,500	$211,800 Land $48,300 Building $163,500
2019	$1,562.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.