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220 E Troy St, Ferndale, MI 48220 Property Records

Oakland County property record for 220 E Troy St, Ferndale, MI 48220 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 978 sqft · built 1926
Lot Size0.125 acres (5,445 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Oct 2019)
Tax Bill$4,736 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-25-34-202-004

Property Details

APN / Parcel Number

Primary APN24-25-34-202-004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area978 sqft Living Area
1st Floor Area535 sqft 1st Floor
Basement Area535 sqft Basement
Unfinished Basement535 sqft Unfinished
Stories1 Story

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area5,445 sqft (0.125 acres)
Lot Dimensions108 ft deep x 50 ft wide
Parking Spaces1 Parking Space
Garage Area266 sqft Garage

Exterior Amenities

Deck Area316 sqft Deck
Patio Area328 sqft Patio
PorchSlab
Porch Area171 sqft Porch

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address220 E TROY ST
CityFERNDALE
StateMI
Zip48220-2831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 34 THE LITTLE FARMS SUB E 50 FT OF LOT 210
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionTHE LITTLE FARMS SUB
Legal Lot Number210
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2003
Census Tract173500

Owner

Source: Oakland County records · APN 24-25-34-202-004

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address220 E TROY ST, FERNDALE, MI 48220-2831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Oct 23, 2019Warranty Deed, Transfer
Sep 25, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 23, 2019 · Amount on Record
Deed SaleOct 23, 2019 · Amount on Record
Prior SaleSep 25, 2018 · Amount on Record
Deed Document Number2019175577
Deed Book / Page53408 / 136
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address220 E TROY ST, FERNDALE, MI 48220-2831
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 E TROY ST, FERNDALE, MI 48220-2831

Mortgage

Document Number0000207539
DateAug 26, 2021
Book Page56755/145
Instrument207539
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 23, 2019
Property Address220 E TROY ST, FERNDALE, MI 48220-2831
Document Number0000175577
Book / Page53408 / 00136
Map ReferenceLB 7 PG 29
Instrument DateSep 30, 2019
Instrument175577
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
Tax$2,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address220 E TROY ST, 220, FERNDALE, MI 48220-2831

Transferred To (Grantee/Buyer)

NameVerified Name
Address1488 SADDLE LN, ROCHESTER HILLS, MI 48306-4246

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 25, 2018
Property Address220 E TROY ST, FERNDALE, MI 48220-2831
Document Number0000157822
Book / Page052214 / 000749
Instrument DateSep 21, 2018
Instrument157822
Transaction TypeTransfer
Record UpdatedOct 18, 2018

Transaction

AmountAmount Recorded
Tax$1,616.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6510 TAMARACK DR TROY MI 480981900, TROY, MI 48098-1900

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,736.00 (-2.87%) Homeowner's exemption$110,430 (+10.66%)$220,860 (+10.66%)
2024$4,876.00 (+5.86%)
2023$99,790$199,580
2021$4,606.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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