301 E 20th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 301 E 20th St, Chattanooga, TN 37408

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	49,344 sqft · built 1968
Lot Size	3.5 acres (152,460 sqft)
Owner	Company Name on File
Tax Bill	$15,960 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Nov 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145M F 011`

Property Details

APN / Parcel Number

Primary APN	`145M F 011`
Alternative APN	`0000071219`

Interior

Stories	1 Story
Building Area	49,344 sqft Total Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Glass
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	152,460 sqft (3.5 acres)
Lot Dimensions	275 ft deep x 550 ft wide
Total Buildings	2 Buildings

Location & Zoning

Account Number	0000071219
Street Address	301 E 20TH ST
City	CHATTANOOGA
State	TN
Zip	37408-2722
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	M1
Legal Description	LT 2-11 PT 1-12 3-11 PT 1 2-12 BLK 5&6 BOYCE AMENDED ADDN NO 2 PB 5 PG 10 0115 12 001&
Legal Subdivision	BOYCE AMENDED ADDN N
Legal Block	5-6
Legal Lot Number	2-11
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1087
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

301 E 20th St, a commercial property, is owned by a company.

Source: Hamilton County records, as of July 13, 2026

Owner of Record	Company Name on File
Mailing Address	301 E 20TH ST, CHATTANOOGA, TN 37408-2722
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Loan Modification, Mortgage PINNACLE BK
Nov 2, 2020	Loan Modification, Mortgage PINNACLE BK
Feb 15, 2017	Deed of Trust, Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	301 E 20TH ST, CHATTANOOGA, TN 37408-2722
Document Number	1130000400
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 E 20TH ST CHATTANOOGA TN 374082722, CHATTANOOGA, TN 37408-2722

Mortgage

Document Number	1130000400
Date	Nov 30, 2020
Book Page	012250/000414
Instrument	201130000400

Lender

Name	PINNACLE BK
Type	Bank

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 29, 2030

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	301 E 20TH ST, CHATTANOOGA, TN 37408-2722
Document Number	1130000385
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 E 20TH ST CHATTANOOGA TN 374082722, CHATTANOOGA, TN 37408-2722

Mortgage

Document Number	1130000385
Date	Nov 30, 2020
Book Page	012250/000332
Instrument	201130000385

Lender

Name	PINNACLE BK
Type	Bank

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 29, 2030

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	301 E 20TH ST, CHATTANOOGA, TN 37408-2722
Document Number	0000000161
Book / Page	011002 / 000706
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 E 20TH ST CHATTANOOGA TN 374082722, CHATTANOOGA, TN 37408-2722

Mortgage

Document Number	0000000161
Date	Mar 20, 2017
Book Page	011002/000706
Instrument	161

Lender

Name	PINNACLE BANK
Address	801 BROAD ST, CHATTANOOGA, TN 37402-2671

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 301 E 20th St was $15,960, down 29% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,960.00 (-29.01%)	$1,053,000 (+4.79%)	$2,632,500 (+4.79%) Land $2,286,900 Building $345,600
2024	$22,481.00	$1,004,840 (-)	$2,512,100 (-) Land $942,200 Building $1,569,900
2023	$22,481.00	$1,004,840 (-)	$2,512,100 (-) Land $942,200 Building $1,569,900
2022	$22,481.00	$1,004,840	$2,512,100 Land $942,200 Building $1,569,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 E 20th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 301 E 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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