25 W 31st Pl, Steger, IL 60475 Property Records

Cook County property record for 25 W 31st Pl, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1972
Lot Size	0.073 acres (3,175 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Dec 2025)
Tax Bill	$1,591 (2023)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-32-412-024`

Property Details

APN / Parcel Number

Primary APN	`32-32-412-024`
Alternative APN	`32-32-412-024-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,175 sqft (0.073 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	25 W 31ST PL
City	STEGER
State	IL
Zip	60475-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(KEENEYS)(SECOND) ADD TO (COLUMBIA) HEIGHTS NH OF SE OF SEC 32 & PT SEC 33 NW SW SEC 33-35-14
Legal Range	14E
Legal Township	35N
Legal Section	33
Legal Subdivision	KEENEYS SECOND ADD TO COLUMBIA
Legal Block	19
Legal Lot Number	16,17
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	2
Census Block	2024
Census Tract	829600

Owner

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 W 31ST PL, STEGER, IL 60475-1005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Warranty Deed, Transfer · FHA Mortgage CONSUMER REAL ESTATE FINANCE CO
Aug 6, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	202527014
Prior Transfer Date	Jul 22, 2025
Prior Transfer Doc	0000027014
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 5, 2025
Property Address	25 W 31ST PL, STEGER, IL 60475-1005
Document Number	0033927014
Instrument Date	Jul 22, 2025
Instrument	2533927014
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 W 31ST PL, STEGER, IL 60475-1005

Mortgage

Document Number	0033927015
Date	Dec 5, 2025
Instrument	2533927015

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33312

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.75%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 6, 2021
Property Address	25 W 31ST PL, STEGER, IL 60475-1005
Document Number	0021846386
Instrument Date	Jul 29, 2021
Instrument	2121846386
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 W 31ST PL, STEGER, IL 60475-1005

Mortgage

Document Number	0021846387
Date	Aug 6, 2021
Instrument	2121846387

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,806 (+0.02%) Land $1,111 Building $3,695	$48,060 (+0.02%) Land $11,110 Building $36,950
2023	$1,591.00 (-13.81%) Homeowner's exemption Senior Citizen's exemption	$4,805 (+5.4%) Land $1,111 Building $3,694	$48,050 (+5.4%) Land $11,110 Building $36,940
2022	$1,846.00 Homeowner's exemption Senior Citizen's exemption	$4,559 Land $952 Building $3,607	$45,590 Land $9,520 Building $36,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications, T-Mobile.

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