28 W 31st Pl, Steger, IL 60475 Property Records

Cook County property record for 28 W 31st Pl, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 769 sqft · built 1926
Lot Size	0.117 acres (5,080 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Nov 2023)
Tax Bill	$2,145 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-32-413-005`

Property Details

APN / Parcel Number

Primary APN	`32-32-413-005`
Alternative APN	`32-32-413-005-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	769 sqft Living Area
1st Floor Area	769 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,080 sqft (0.117 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	28 W 31ST PL
City	STEGER
State	IL
Zip	60475-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(KEENEYS)(SECOND) ADD TO (COLUMBIA) HEIGHTS NH OF SE OF SEC 32 & PT SEC 33 NW SW SEC 33-35-14
Legal Range	14E
Legal Township	35N
Legal Section	33
Legal Subdivision	KEENEYS SECOND ADD TO COLUMBIA
Legal Block	20
Legal Lot Number	33-35
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	2
Census Block	2023
Census Tract	829600

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 W 31ST PL, STEGER, IL 60475-1004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Nov 15, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 3, 2023	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	Jan 3, 2023 · Amount on Record
Deed Document Number	202341213
Prior Transfer Date	Jun 2, 2016
Prior Transfer Doc	0000019088
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	28 W 31ST PL, STEGER, IL 60475-1004
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 W 31ST PL, STEGER, IL 60475-1004
Investor	Possibly a Property Investor

Mortgage

Document Number	0001420011
Date	Jan 14, 2026
Instrument	2601420011

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 15, 2023
Property Address	28 W 31ST PL, STEGER, IL 60475-1004
Document Number	0031941213
Instrument Date	Sep 27, 2023
Instrument	2331941213
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36W995 RED GATE RD, ST CHARLES, IL 60175-6223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 W 31ST PL, STEGER, IL 60475-1004
Investor	Possibly a Property Investor

Mortgage

Document Number	0031941214
Date	Nov 15, 2023
Instrument	2331941214

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Jan 3, 2023
Property Address	28 W 31ST PL, STEGER, IL 60475-1004
Document Number	0000333088
Instrument Date	Dec 20, 2022
Instrument	2300333088
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 W 995 RED CAKE RD, ST CHARLES, IL 60175

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,478 (+9.83%) Land $1,778 Building $4,700	$64,780 (+9.83%) Land $17,780 Building $47,000
2023	$2,145.00 (+113.86%)
2022	$1,003.00 (+3.3%)	$5,898 (-) Land $1,524 Building $4,374	$58,980 (-) Land $15,240 Building $43,740
2021	$971.00	$5,898 Land $1,524 Building $4,374	$58,980 Land $15,240 Building $43,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications, T-Mobile.

Nearby Properties on W 31st Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures