12 W 31st Pl, Steger, IL 60475 Property Records

Cook County property record for 12 W 31st Pl, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,172 sqft · built 1965
Lot Size	0.162 acres (7,073 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Feb 2020)
Tax Bill	$3,360 (2023)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-32-413-012`

Property Details

APN / Parcel Number

Primary APN	`32-32-413-012`
Alternative APN	`32-32-413-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,073 sqft (0.162 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	12 W 31ST PL
City	STEGER
State	IL
Zip	60475-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(KEENEYS)(SECOND) ADD TO (COLUMBIA) HEIGHTS NH OF SE OF SEC 32 & PT SEC 33 NW SW SEC 33-35-14
Legal Range	14E
Legal Township	35N
Legal Section	33
Legal Subdivision	KEENEYS SECOND ADD TO COLUMBIA
Legal Block	20
Legal Lot Number	43
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	2
Census Block	2023
Census Tract	829600

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 W 31ST PL, STEGER, IL 60475-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 9, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 10, 2020	Warranty Deed, Transfer · FHA Mortgage UNION HM MTG CORP
Nov 14, 2018	Grant Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND
Nov 14, 2018	Trustee's Deed, Foreclosure ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2020 · Amount on Record
Deed Sale	Feb 10, 2020 · Amount on Record
Prior Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	202013067
Prior Transfer Date	Nov 9, 2015
Prior Transfer Doc	0000018046
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12 W 31ST PL, STEGER, IL 60475-1004
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 W 31ST PL, STEGER, IL 60475-1004

Mortgage

Document Number	0018849159
Date	Jul 7, 2023
Instrument	2318849159

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Feb 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12 W 31ST PL, STEGER, IL 60475-1004
Document Number	2030604056
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 W 31ST PL STEGER IL 604751004, STEGER, IL 60475-1004

Mortgage

Document Number	2030604056
Date	Nov 3, 2020
Instrument	30604056

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 10, 2020
Property Address	12 W 31ST PL, STEGER, IL 60475-1004
Document Number	2004113067
Instrument Date	Dec 29, 2019
Instrument	4113067
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 W RAYE DR CHICAGO HEIGHTS IL 604111092, CHICAGO HEIGHTS, IL 60411-1092

Mortgage

Document Number	2004113068
Date	Feb 10, 2020
Instrument	4113068

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Nov 14, 2018
Property Address	12 W 31ST PL, STEGER, IL 60475-1004
Document Number	1831806167
Instrument Date	Oct 31, 2018
Instrument	31806167
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3319 PHILLIPS AVE STEGER IL 604751119, STEGER, IL 60475-1119

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Nov 14, 2018
Property Address	12 W 31ST PL, STEGER, IL 60475-1004
Document Number	1831806166
Instrument Date	Aug 13, 2018
Instrument	31806166
Transaction Type	Foreclosure
Record Updated	Nov 22, 2018
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 BURR RIDGE PKWY BURR RIDGE IL 605276486, BURR RIDGE, IL 60527-6486

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$10,148 (+4.75%) Land $2,476 Building $7,672	$101,480 (+4.75%) Land $24,760 Building $76,720
2023	$3,360.00 (-14.37%)
2022	$3,924.00	$9,688 Land $2,121 Building $7,567	$96,880 Land $21,210 Building $75,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications, T-Mobile.

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