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25 Torrence Ln, Oak Harbor, WA 98277 Property Records

Island County property record for 25 Torrence Ln, Oak Harbor, WA 98277

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,142 sqft · built 2006
Lot Size2.01 acres (87,556 sqft)
Owner2 Individual Names on Record
Last Sale$273,780 (Feb 2013)
Tax Bill$4,808 (2026)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNS8420-00-00009-0

Property Details

APN / Parcel Number

Primary APNS8420-00-00009-0
Alternative APN
  • 428816

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,142 sqft Living Area
Gross Area2,862 sqft
1st Floor Area2,142 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area87,556 sqft (2.01 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces7 Parking Spaces
PorchOpen Porch
Porch Area279 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address25 TORRENCE LN
CityOAK HARBOR
StateWA
Zip98277-9114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code20
Legal DescriptionWHID PK LOT 9
Legal SubdivisionWHID PK
Legal Lot Number9
JurisdictionISLAND WA
Township / Civil DivisionNORTH WHIDBEY ISLAND
Census Block Group2
Census Block2018
Census Tract970300

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address25 TORRENCE LN, OAK HARBOR, WA 98277-9114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2013 · Amount on Record
Deed SaleFeb 21, 2013 · Amount on Record
Prior SaleMay 2, 2011 · Amount on Record
Deed Document Number20134334065
Prior Transfer DateApr 22, 2011
Prior Transfer Doc0004294467
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLAND WA
Property Address25 TORRENCE LN, OAK HARBOR, WA 98277-9114
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004531512
DateOct 15, 2021
Instrument4531512
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
Unified School DistrictOak Harbor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,808.00 (+15.63%)
2025$621,234 (+5.27%) Land $250,000 Building $371,234$621,234 (+5.27%) Land $250,000 Building $371,234
2023$4,158.00$590,152 (+5.71%) Land $210,000 Building $380,152$590,152 (+5.71%) Land $210,000 Building $380,152
2022$558,278 Land $210,000 Building $348,278$558,278 Land $210,000 Building $348,278

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Fixed Wireless		1,000 / 250
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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