Island County property record for 122 Torrence Ln, Oak Harbor, WA 98277
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,840 sqft · built 1984 |
| Lot Size | 4.78 acres (208,217 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Nov 2021) |
| Tax Bill | $3,335 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R23319-307-1510 |
| Primary APN | R23319-307-1510 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,840 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Aluminum |
| Lot Area | 208,217 sqft (4.78 acres) |
| Garage Type | Detached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 353 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating Fuel | Electric |
| Street Address | 122 TORRENCE LN |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-9107 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 20 |
| Legal Description | 42 - W/2 SW SE NW EX N30 |
| Legal Range | 2E |
| Legal Township | 33N |
| Legal Section | 19 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970300 |
122 Torrence Ln, a mobile home, is owned and occupied by two individuals who bought it in November 2021.
Source: Island County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 TORRENCE LN, OAK HARBOR, WA 98277-9107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on File |
| Deed Sale | Nov 30, 2021 · Amount on File |
| Deed Document Number | 20214534782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Nov 30, 2021 |
| Property Address | 122 TORRENCE LN, OAK HARBOR, WA 98277-9107 |
| Document Number | 0004534782 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 4534782 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO OF OR WA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,205.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 TORRENCE LN, OAK HARBOR, WA 98277-9107 |
| Document Number | 0004534783 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 4534783 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 122 Torrence Ln was $3,335.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,335.00 | ||
| 2025 | $428,110 Land $300,000 Building $128,110 | $428,110 Land $300,000 Building $128,110 | |
| 2023 | $2,676.00 | $392,556 (+10.28%) Land $270,000 Building $122,556 | $392,556 (+10.28%) Land $270,000 Building $122,556 |
| 2022 | $355,961 Land $240,000 Building $115,961 | $355,961 Land $240,000 Building $115,961 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Torrence Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 122 Torrence Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUNSET DEVELOPMENT COMM CLUB private · serves 92 people · EPA ID WA5386075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 49 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jun 2026 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fixed Wireless | 1,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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