Island County property record for 13 Torrence Ln, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 432 sqft · built 2016 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $331 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | S8420-00-00010-0 |
| Primary APN | S8420-00-00010-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 432 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 432 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Aluminum |
| Lot Area | 87,556 sqft (2.01 acres) |
| Garage Type | Attached |
| Garage Area | 1,368 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 124 sqft |
| Deck Area | Deck Area |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 13 TORRENCE LN |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-9114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20 |
| Legal Description | WHID PK LOT 10 |
| Legal Subdivision | WHID PK |
| Legal Lot Number | 10 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 970300 |
13 Torrence Ln is owned and occupied by two individuals who acquired it in March 2016.
Source: Island County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 TORRENCE LN, OAK HARBOR, WA 98277-9114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2016 |
| Transfer Doc | 0004397174 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 13 Torrence Ln was $331 with a senior citizen's exemption.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331.00 | ||
| 2025 | $436,815 Land $250,000 Building $186,815 | $436,815 Land $250,000 Building $186,815 | |
| 2023 | $1,866.00 Senior Citizen's exemption | $399,853 (+62.89%) Land $210,000 Building $189,853 | $399,853 (+62.89%) Land $210,000 Building $189,853 |
| 2022 | $245,475 Land $210,000 Building $35,475 | $245,475 Land $210,000 Building $35,475 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Torrence Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Torrence Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fixed Wireless | 1,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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