25 Spring St, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 25 Spring St, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	3,632 sqft · built 1920
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,800,000 (Aug 2023)
Tax Bill	$21,559 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2018 Mortgage + 2 more
APN	`05-00102-11-00016`

Property Details

APN / Parcel Number

Primary APN	`05-00102-11-00016`
Alternative APNs	`0500102001100016` `6024`

Interior

Stories	2 Stories
Building Area	3,632 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	41,382 sqft (0.95 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	6024
Street Address	25 SPRING ST
City	CHATHAM
State	NJ
Zip	07928-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	TOWNSHIP/CHATHAM
Legal Block	102
Legal Lot Number	16
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1027
Census Tract	43900

Owner

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 SPRING ST, CHATHAM, NJ 07928-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 11, 2018	Deed of Trust, Mortgage · ARM AFFINITY FCU
Jul 19, 2018	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Apr 27, 2017	Grant Deed, Transfer · Conventional Mortgage TCF NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Apr 27, 2017 · Amount on Record
Deed Document Number	202330938
Deed Book / Page	24642 / 804
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Aug 17, 2023
Property Address	25 SPRING ST, CHATHAM, NJ 07928-1612
Document Number	0246420804
Book / Page	24642 / 804
Instrument Date	Aug 7, 2023
Instrument	2023030938
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	ABLE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 GRAND AVE, TOMS RIVER, NJ 08753-6764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SPRING ST, CHATHAM, NJ 07928-1612

Mortgage

Document Number	2023030939
Date	Aug 17, 2023
Instrument	2023030939

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Sep 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Margin	3
Max Rate	10.3%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	25 SPRING ST, CHATHAM, NJ 07928-1612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233260391
Date	Apr 11, 2018
Book Page	23326/0391
Instrument	2018019834

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	25 SPRING ST, CHATHAM, NJ 07928-1612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233820588
Date	Jul 19, 2018
Book Page	23382/0588
Instrument	2018040161

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Apr 27, 2017
Property Address	25 SPRING ST, CHATHAM, NJ 07928-1612
Document Number	0231150802
Book / Page	023115 / 000802
Instrument Date	Apr 13, 2017
Instrument	24654
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 SPRING ST CHATHAM NJ 079281612, CHATHAM, NJ 07928-1612

Mortgage

Document Number	231150822
Date	Apr 27, 2017
Book Page	023115/000822
Instrument	24656

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	231150807,
Date	Apr 27, 2017
Book Page	023115/000807
Instrument	24655

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,083,900 (-) Land $660,300 Building $423,600	$1,083,900 (-) Land $660,300 Building $423,600
2025		$1,083,900 (-) Land $660,300 Building $423,600	$1,083,900 (-) Land $660,300 Building $423,600
2024	$21,559.00 (+2.21%)
2023		$1,083,900 (-) Land $660,300 Building $423,600	$1,083,900 (-) Land $660,300 Building $423,600
2022	$21,092.00 (+0.77%)	$1,083,900 Land $660,300 Building $423,600	$1,083,900 Land $660,300 Building $423,600
2021	$20,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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