15 Spring St, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 15 Spring St, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	5,042 sqft · built 2005
Lot Size	0.714 acres (31,084 sqft)
Owner	Individual Name on Record
Last Sale	$2,175,000 (Sep 2021)
Tax Bill	$33,212 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2021 Mortgage + 2 more
APN	`05-00102-11-00013`

Property Details

APN / Parcel Number

Primary APN	`05-00102-11-00013`
Alternative APNs	`0500102001100013` `6018`

Interior

Stories	1 Story
Building Area	5,042 sqft Living Area
1st Floor Area	5,042 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	31,084 sqft (0.714 acres)

Location & Zoning

Account Number	6018
Street Address	15 SPRING ST
City	CHATHAM
State	NJ
Zip	07928-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	102
Legal Lot Number	13
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1027
Census Tract	43900

Owner

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 SPRING ST, CHATHAM, NJ 07928-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed, Transfer · Conventional Mortgage US BANK NA
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 30, 2018	Deed, Transfer · ARM WELLS FARGO BANK NA
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit PROVIDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	202179355
Deed Book / Page	24226 / 1770
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 30, 2021
Property Address	15 SPRING ST, CHATHAM, NJ 07928-1612
Document Number	0242261770
Book / Page	24226 / 1770
Instrument Date	Jun 28, 2021
Instrument	2021079355
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,542.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 VINE ST, 11, CHATHAM, NJ 07928-2730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SPRING ST, CHATHAM, NJ 07928-1612

Mortgage

Document Number	2021079356
Date	Sep 30, 2021
Instrument	2021079356

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	15 SPRING ST, CHATHAM, NJ 07928-1612
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240360041
Date	Feb 24, 2021
Book Page	24036/41
Instrument	2021016705

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jul 30, 2018
Property Address	15 SPRING ST, CHATHAM, NJ 07928-1612
Document Number	0233880319
Book / Page	23388 / 0319
Instrument Date	Jul 13, 2018
Instrument	2018042361
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,686.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 SPRING ST, 15, CHATHAM, NJ 07928-1612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SPRING ST, CHATHAM, NJ 07928-1612

Mortgage

Document Number	2018042362
Date	Jul 30, 2018
Instrument	2018042362

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	15 SPRING ST, CHATHAM, NJ 07928-1612
Document Number	0232071044
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SPRING ST CHATHAM NJ 079281612, CHATHAM, NJ 07928-1612

Mortgage

Document Number	0232071044
Date	Sep 18, 2017
Book Page	023207/001044
Instrument	56736

Lender

Name	PROVIDENT BK
Type	Bank
Address	SOUTH ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,669,800 (-) Land $671,400 Building $998,400	$1,669,800 (-) Land $671,400 Building $998,400
2025		$1,669,800 (-) Land $671,400 Building $998,400	$1,669,800 (-) Land $671,400 Building $998,400
2024	$33,212.00 (+2.21%)
2023		$1,669,800 Land $671,400 Building $998,400	$1,669,800 Land $671,400 Building $998,400
2022	$32,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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