Morris County and Chatham Township property record for 11 Spring St, Chatham, NJ 07928
| Property Type | Single Family Home |
|---|---|
| Details | 1,715 sqft · built 1984 |
| Lot Size | 0.953 acres (41,513 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Mar 2019) |
| Tax Bill | $15,047 (2024) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2020 Mortgage + 2 more |
| APN | 05-00102-11-00012 |
| Primary APN | 05-00102-11-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,715 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 41,513 sqft (0.953 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 6016 |
|---|---|
| Street Address | 11 SPRING ST |
| City | CHATHAM |
| State | NJ |
| Zip | 07928-1612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | JOHN J KENTZ CE |
| Legal Block | 102 |
| Legal Lot Number | 12 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | CHATHAM |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 43900 |
Source: Morris County and Chatham Township records · APN 05-00102-11-00012
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 SPRING ST, CHATHAM, NJ 07928-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Mar 11, 2019 | Deed, Transfer · ARM AMERICAN FEDERAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2019 · Amount on Record |
| Deed Sale | Mar 11, 2019 · Amount on Record |
| Prior Sale | Jul 07, 1997 · Amount on Record |
| Deed Document Number | 201911561 |
| Deed Book / Page | 23503 / 713 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 11 SPRING ST, CHATHAM, NJ 07928-1612 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0245830831 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 24583/831 |
| Instrument | 2023011168 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 11 SPRING ST, CHATHAM, NJ 07928-1612 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0239041010 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 23904/1010 |
| Instrument | 2020073883 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 11 SPRING ST, CHATHAM, NJ 07928-1612 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0236161524 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 23616/1524 |
| Instrument | 2019051989 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Mar 11, 2019 |
| Property Address | 11 SPRING ST, CHATHAM, NJ 07928-1612 |
| Document Number | 0235030713 |
| Book / Page | 23503 / 0713 |
| Map Reference | MAP 628 CASE D |
| Instrument Date | Feb 22, 2019 |
| Instrument | 2019011561 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | ALLIED TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,881.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 SPRING ST, 11, CHATHAM, NJ 07928-1612 |
| Name | Verified Name |
|---|---|
| Address | 11 SPRING ST, CHATHAM, NJ 07928-1612 |
| Document Number | 2019011562 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 2019011562 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Apr 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Morris County and Chatham Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Chatham Township |
| Unified School District | The Chathams School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $756,500 (-) Land $556,200 Building $200,300 | $756,500 (-) Land $556,200 Building $200,300 | |
| 2025 | $756,500 (-) Land $556,200 Building $200,300 | $756,500 (-) Land $556,200 Building $200,300 | |
| 2024 | $15,047.00 (+2.21%) | ||
| 2023 | $756,500 Land $556,200 Building $200,300 | $756,500 Land $556,200 Building $200,300 | |
| 2022 | $14,721.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Optimum Communications.
Based on FCC filings for 233 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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