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25 Split Rail Run, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 25 Split Rail Run, Penfield, NY 14526 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,409 sqft · built 1998
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on File
Last Sale$705,000 (Sep 2022)
Tax Bill$18,578 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN109.17-2-20

Property Details

APN / Parcel Number

Primary APN109.17-2-20
Alternative APNs
  • 42001091700002020000
  • 264200 109.17-2-20

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,409 sqft Living Area
1st Floor Area1,588 sqft
2nd Floor Area1,205 sqft
Upper Floors Area616 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area25,265 sqft (0.58 acres)
Lot Width83.8 ft Width
Garage TypeAttached
Garage Area595 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area648 sqft
PorchSlab
Porch Area279 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number109.17-2-20
Street Address25 SPLIT RAIL RUN
CityPENFIELD
StateNY
Zip14526-9556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL54 T13 R4 COLTS RUN PH2 LOT 20
Legal Block2
Legal Lot Number20.000
JurisdictionMONROE NY
Township / Civil DivisionPENFIELD
Census Block Group1
Census Block1014
Census Tract11503

Owner

Source: Monroe County and Penfield Town records · APN 109.17-2-20

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address25 SPLIT RAIL RUN, PENFIELD, NY 14526-9556
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2022 · Amount on Record
Deed SaleSep 09, 2022 · Amount on Record
Prior SaleNov 04, 2015 · Amount on Record
Deed Document Number2022705
Deed Book / Page12718 / 183
Record UpdatedJun 08, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateSep 09, 2022
Property Address25 SPLIT RAIL RUN, PENFIELD, NY 14526-9556
Document Number0000000705
Book / Page12718 / 183
Map ReferenceLB 295 PG 78
Instrument DateSep 07, 2022
Instrument202209090705
Transaction TypeTransfer
Record UpdatedSep 28, 2022
Title CompanyFIRST AMERICAN - ROCHESTER ABS, FIRST AMER ROCHESTER ABSTRAC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 SPLIT RAIL RUN, 25, PENFIELD, NY 14526-9556

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 SPLIT RAIL RUN, PENFIELD, NY 14526-9556

Mortgage

Document Number0000000706
DateSep 09, 2022
Instrument202209090706
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateOct 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.25%
IndexOther
Max Rate9.25%

Tax Assessment & Valuation

Source: Monroe County and Penfield Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionPenfield Town
Unified School DistrictPenfield Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$18,578.00 (+9.7%)$607,100 (-) Land $74,900 Building $532,200$809,500 (+25.33%) Land $99,871 Building $709,629
2023$607,100 (+22.15%) Land $74,900 Building $532,200$645,900 (+29.96%) Land $79,687 Building $566,213
2022$497,000 Land $74,900 Building $422,100$497,000 Land $74,900 Building $422,100
2021$16,935.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (36055C), updated May 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360550115031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1991)
Most Recent ClaimMar 1991, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 305 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Greenlight Networks HoldingFiber8,000 / 8,000
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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