Monroe County and Penfield Town property record for 28 Split Rail Run, Penfield, NY 14526 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,691 sqft Living Area |
| Lot Size | 40,946 sqft (0.94 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $277,000 (1998) |
| Tax Bill | $11,932.00 (2025) |
Source: Monroe County and Penfield Town records · APN 109.17-2-16
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 SPLIT RAIL RUN, PENFIELD, NY 14526-9565 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Jun 26, 2018 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 1998 · Amount on Record |
| Deed Sale | Dec 15, 1998 · Amount on Record |
| Deed Book / Page | 9100 / 140 |
| Prior Transfer Date | Dec 11, 1998 |
| Prior Transfer Doc | 9100000137 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 28 SPLIT RAIL RUN, PENFIELD, NY 14526-9565 |
| Document Number | 0000001014 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 28 SPLIT RAIL RUN PENFIELD NY 145269565, PENFIELD, NY 14526-9565 |
| Document Number | 0000001014 |
|---|---|
| Date | Jul 06, 2020 |
| Book Page | 028601/000529 |
| Instrument | 1014 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604-2424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 05, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 28 SPLIT RAIL RUN, PENFIELD, NY 14526-9565 |
| Document Number | 0000000220 |
| Instrument Date | Jun 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2018 |
| Name | Verified Name |
|---|---|
| Address | 28 SPLIT RAIL RUN PENFIELD NY 145269565, PENFIELD, NY 14526-9565 |
| Document Number | 0000000220 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 027677/000519 |
| Instrument | 220 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604-2424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 15.9% |
Source: Monroe County and Penfield Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Penfield Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,932.00 (-11.39%) | $390,000 (-) Land $102,800 Building $287,200 | $520,000 (+25.33%) Land $137,067 Building $382,933 |
| 2023 | $390,000 (-) Land $102,800 Building $287,200 | $414,900 (+6.38%) Land $109,363 Building $305,537 | |
| 2022 | $390,000 Land $102,800 Building $287,200 | $390,000 Land $102,800 Building $287,200 | |
| 2021 | $13,466.00 |
Source: FEMA National Flood Hazard Layer, Monroe County (36055C), updated May 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 109.17-2-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,691 sqft Living Area |
| 1st Floor | 1,452 sqft 1st Floor |
| 2nd Floor | 1,239 sqft 2nd Floor |
| Game Room | Game Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 40,946 sqft (0.94 acres) |
| Lot Width | 56 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 636 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 109.17-2-16 |
|---|---|
| Street Address | 28 SPLIT RAIL RUN |
| City | PENFIELD |
| State | NY |
| Zip | 14526-9565 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L54 T13 R4 COLTS RUN PH2 LOT 16 |
| Legal Block | 2 |
| Legal Lot Number | 16.000 |
| Jurisdiction | MONROE NY |
| Minor Civil Division | PENFIELD |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 11503 |
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