18 Split Rail Run, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 18 Split Rail Run, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,615 sqft · built 1998
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Sep 2024)
Tax Bill	$13,026 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109.17-2-13`

Property Details

APN / Parcel Number

Primary APN	`109.17-2-13`
Alternative APNs	`42001091700002013000` `264200 109.17-2-13`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,615 sqft Living Area
1st Floor Area	1,814 sqft
2nd Floor Area	801 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	109.17-2-13
Street Address	18 SPLIT RAIL RUN
City	PENFIELD
State	NY
Zip	14526-9565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	L54 T13 R4 COLTS RUN PH2 LOT 13
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	1
Census Block	1014
Census Tract	11503

Owner

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	50 FARMOW DR APT 248, 248, ROCHESTER, NY 14623
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2024 · Amount on Record
Deed Sale	Sep 25, 2024 · Amount on Record
Prior Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	2024795
Deed Book / Page	13009 / 467
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Sep 19, 2022
Property Address	18 SPLIT RAIL RUN, PENFIELD, NY 14526-9565
Document Number	0000000090
Book / Page	12721 / 499
Map Reference	LB 295 PG 78
Instrument Date	Sep 12, 2022
Instrument	202209190090
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 SPLIT RAIL RUN, 18, PENFIELD, NY 14526-9565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 MISTY WOODS DR, CLOVER, SC 29710-8122

Mortgage

Document Number	0000000091
Date	Sep 19, 2022
Instrument	202209190091

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,026.00 (+108.42%)	$427,000 (-) Land $67,400 Building $359,600	$569,300 (+25.31%) Land $89,861 Building $479,439
2023		$427,000 (+2.89%) Land $67,400 Building $359,600	$454,300 (+9.47%) Land $71,709 Building $382,591
2022		$415,000 Land $67,400 Building $347,600	$415,000 Land $67,400 Building $347,600
2021	$6,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Mar 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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