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25 Smith St, Lincoln, RI 02865 Property Records

Lincoln Town property record for 25 Smith St, Lincoln, RI 02865

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,224 sqft · built 1995
Lot Size0.161 acres (7,013 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Nov 2024)
Tax Bill$5,554 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-00016-11

Property Details

APN / Parcel Number

Primary APN16-00016-11
Alternative APNs
  • LINC M:06 L:166.0 U
  • 18-25592-87

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,224 sqft Living Area
Gross Area2,964 sqft
1st Floor Area816 sqft
Basement Area816 sqft
Unfinished Basement816 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,013 sqft (0.161 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number16-00016-11
Street Address25 SMITH ST
CityLINCOLN
StateRI
Zip02865-3513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL9
Legal Lot Number166.0
JurisdictionLINCOLN RI
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2000
Census Tract11702

Owner

Source: Lincoln Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address25 SMITH ST, LINCOLN, RI 02865-3513
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Deed of Trust, Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jan 12, 2021Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2024 · Amount on Record
Deed SaleNov 6, 2024 · Amount on Record
Prior SaleJan 12, 2021 · Amount on Record
Deed Document Number20246388
Deed Book / Page2541 / 197
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN RI
Recording DateMay 8, 2026
Property Address25 SMITH ST, LINCOLN, RI 02865-3513
Document Number0000011570
Book / Page2590 / 231
Instrument DateMay 1, 2026
Instrument202611570
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 SMITH ST, LINCOLN, RI 02865-3513

Mortgage

Document Number002590-231,
DateMay 8, 2026
Book Page2590/231
Instrument202611570
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
AmountAmount Recorded
Term337 Months
DueJun 1, 2054
Interest
Rate6.46%
Max Rate-1%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN RI
Recording DateJan 12, 2021
Property Address25 SMITH ST, LINCOLN, RI 02865-3513
Document Number2302-277
Book / Page2302 / 277
Instrument DateDec 24, 2020
Instrument161
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number210000000162
DateJan 12, 2021
Instrument210000000162
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionLincoln Town
Unified School DistrictLincoln School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,554.00 (+10.44%)$410,800 (+34.69%) Land $177,800 Building $233,000$456,073
2023$5,029.00$305,000 Land $125,200 Building $179,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2010–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN WATER COMMISSION
serves 21,664 people · EPA ID RI1858423
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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