Lincoln Town property record for 26 Smith St, Lincoln, RI 02865
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,080 sqft · built 1995 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Mar 2026) |
| Tax Bill | $6,195 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Feb 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-46216-59 |
| Primary APN | 13-46216-59 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 2,232 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,407 sqft (0.193 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 13-46216-59 |
|---|---|
| Street Address | 26 SMITH ST |
| City | LINCOLN |
| State | RI |
| Zip | 02865-3531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL9 |
| Legal Lot Number | 130.0 |
| Jurisdiction | LINCOLN RI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11702 |
26 Smith St is owned and occupied by an individual who bought it in March 2026.
Source: Lincoln Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 26 SMITH ST, LINCOLN, RI 02865-3531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING LLC |
| Feb 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NFM LENDING |
| Dec 5, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Dec 16, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Feb 8, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on File |
| Deed Sale | Mar 20, 2026 · Amount on File |
| Prior Sale | Jun 23, 2015 · Amount on File |
| Deed Book / Page | 2585 / 235 |
| Prior Transfer Date | Oct 17, 2025 |
| Prior Transfer Doc | 0002577-37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Mar 20, 2026 |
| Property Address | 26 SMITH ST, LINCOLN, RI 02865-3531 |
| Document Number | 002585-235 |
| Book / Page | 2585 / 235 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 2026011042 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 SMITH ST, LINCOLN, RI 02865-3531 |
| Document Number | 002585-237 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 2585/237 |
| Instrument | 2026011043 |
| Name | NFM LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 26 SMITH ST, LINCOLN, RI 02865-3531 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002311-163 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 2311/163 |
| Instrument | 20210000000701 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Dec 5, 2025 |
| Property Address | 26 SMITH ST, LINCOLN, RI 02865-3531 |
| Document Number | 0002577-37 |
| Book / Page | 2577 / 37 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025010161 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 SMITH ST, LINCOLN, RI 02865-3531 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Dec 16, 2021 |
| Property Address | 26 SMITH ST, LINCOLN, RI 02865-3531 |
| Document Number | 0002396-62 |
| Book / Page | 2396 / 62 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 6042 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 26 SMITH ST, LINCOLN, RI 02865-3531 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Feb 8, 2021 |
| Property Address | 26 SMITH ST, LINCOLN, RI 02865-3531 |
| Document Number | 002311-161 |
| Book / Page | 2311 / 161 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 700 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 26 Smith St was $6,195.
Source: Lincoln Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Lincoln Town |
| Unified School District | Lincoln School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,195.00 | $458,200 Land $179,100 Building $279,100 | $523,632 |
| 2023 | $5,396.00 | $327,200 Land $126,100 Building $201,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Smith St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2010–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 26 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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