Smithfield Town property record for 15 Smith St, Lincoln, RI 02865
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,036 sqft · built 1948 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Feb 2018) |
| Tax Bill | $5,086 (2025) |
| Deeds & Mortgages | Apr 2023 Refinance Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-32570-05 |
| Primary APN | 16-32570-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| Gross Area | 2,608 sqft |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 1,036 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,888 sqft (0.227 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 16-32570-05 |
|---|---|
| Street Address | 15 SMITH ST |
| City | LINCOLN |
| State | RI |
| Zip | 02865-3547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG7 |
| Legal Lot Number | 171.0 |
| Jurisdiction | LINCOLN RI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11702 |
15 Smith St is owned and occupied by two individuals who bought it in February 2018.
Source: Smithfield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 SMITH ST, LINCOLN, RI 02865-3547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL ONE CREDIT UNION |
| Jun 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PAWTUCKET CU |
| Feb 2, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2018 · Amount on File |
| Deed Sale | Feb 2, 2018 · Amount on File |
| Prior Sale | Jun 20, 2008 · Amount on File |
| Deed Book / Page | 2101 / 195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 15 SMITH ST, LINCOLN, RI 02865-3547 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002480-111 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 2480/111 |
| Instrument | 20230000000789 |
| Name | COASTAL ONE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 15 SMITH ST, LINCOLN, RI 02865-3547 |
| Document Number | 2124-302 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2124-302 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 002124/000302 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Feb 2, 2018 |
| Property Address | 15 SMITH ST, LINCOLN, RI 02865-3547 |
| Document Number | 2101-195 |
| Book / Page | 002101 / 000195 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 SMITH ST LINCOLN RI 028653547, LINCOLN, RI 02865-3547 |
The 2025 property tax bill for 15 Smith St was $5,086.
Source: Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Smithfield Town |
| Unified School District | Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,086.00 | $376,200 Land $178,000 Building $198,200 | $407,164 |
| 2023 | $4,243.00 | $257,300 Land $125,400 Building $131,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2010–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Smith St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENVILLE WATER DISTRICT serves 9,500 people · EPA ID RI1858410 |
|---|---|
| Water Source | Purchased surface water from PROVIDENCE-CITY OF |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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