Ulster County and Gardiner Town property record for 25 Saddleback Ridge Rd, Wallkill, NY 12589
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,198 sqft · built 2015 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (Jun 2012) |
| Tax Bill | $18,409 (2025) |
| Deeds & Mortgages | Jun 2022 Refinance Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102067.300 |
| Primary APN | 102067.300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,198 sqft Living Area |
| 1st Floor Area | 2,355 sqft |
| 2nd Floor Area | 843 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Width | 393 ft Width |
| Garage Type | Attached |
| Garage Area | 765 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 102067.300 |
|---|---|
| Street Address | 25 SADDLEBACK RIDGE RD |
| City | WALLKILL |
| State | NY |
| Zip | 12589-3219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 3 |
| Legal Lot Number | 56.150 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | GARDINER |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 954200 |
Source: Ulster County and Gardiner Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 SADDLEBACK RIDGE RD, WALLKILL, NY 12589-3219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WALLKILL VLY FED'L S&L |
| Oct 25, 2019 | Loan Modification, Mortgage · Conventional with PMI WALLKILL VLY FED'L S&L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2012 · Amount on Record |
| Deed Sale | Jun 26, 2012 · Amount on Record |
| Deed Book / Page | 5347 / 111 |
| Prior Transfer Date | Aug 23, 2010 |
| Prior Transfer Doc | 0000011698 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 25 SADDLEBACK RIDGE RD, WALLKILL, NY 12589-3219 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000010215 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 12856/339 |
| Instrument | 2022-10215 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 25 SADDLEBACK RIDGE RD, WALLKILL, NY 12589-3219 |
| Document Number | 0000014932 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | HILL-N-DALE ABSTRACTERS INC. |
| Name | Verified Name |
|---|---|
| Address | 25 SADDLEBACK RIDGE RD WALLKILL NY 125893219, WALLKILL, NY 12589-3219 |
| Document Number | 0000014932 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 011922/000335 |
| Instrument | 14932 |
| Name | WALLKILL VLY FED'L S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | WALLKILL, NY 12589 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 6, 2044 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 25 SADDLEBACK RIDGE RD, WALLKILL, NY 12589-3219 |
| Document Number | 0000014933 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | HILL-N-DALE ABSTRACTERS INC. |
| Name | Verified Name |
|---|---|
| Address | 25 SADDLEBACK RIDGE RD WALLKILL NY 125893219, WALLKILL, NY 12589-3219 |
| Document Number | 0000014933 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 006514/000137 |
| Instrument | 14933 |
| Name | WALLKILL VLY FED'L S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | WALLKILL, NY 12589 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 6, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Ulster County and Gardiner Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Gardiner Town |
| Unified School District | Wallkill Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,409.00 (+420.32%) | $533,300 (-) Land $110,000 Building $423,300 | $927,478 (+16.52%) Land $191,304 Building $736,174 |
| 2023 | $533,300 (+13.35%) Land $110,000 Building $423,300 | $795,970 (+21.81%) Land $164,179 Building $631,791 | |
| 2022 | $470,500 Land $110,000 Building $360,500 | $653,472 Land $152,778 Building $500,694 | |
| 2021 | $3,538.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (2005–2022) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Apr 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 98.4% of New York |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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