21 Saddleback Ridge Rd, Wallkill, NY 12589 Property Records

Ulster County and Gardiner Town property record for 21 Saddleback Ridge Rd, Wallkill, NY 12589

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,702 sqft · built 2021
Lot Size5.6 acres (243,936 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Aug 2019)
Tax Bill$14,985 (2025)
Deeds & MortgagesNov 2024 Mortgage
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN102063.000

Property Details

APN / Parcel Number

Primary APN102063.000
Alternative APN
  • 512400 92.4-3-56.200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,702 sqft Living Area
1st Floor Area1,702 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleContemporary
Foundation TypeNo Foundation
Lot Area243,936 sqft (5.6 acres)
Lot Width478 ft Width
Garage TypeCarport
Garage Area576 sqft
CarportCarport
Carport Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Account Number102063.000
Street Address21 SADDLEBACK RIDGE RD
CityWALLKILL
StateNY
Zip12589-3219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block3
Legal Lot Number56.200
JurisdictionULSTER NY
Township / Civil DivisionGARDINER
Census Block Group3
Census Block3032
Census Tract954200

Owner

Source: Ulster County and Gardiner Town assessment roll, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address58 HURON ST, BROOKLYN, NY 11222-1326
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2024Deed of Trust, Mortgage · ARM
HERITAGE FINANCIAL CREDIT UNION
Aug 23, 2019Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2019 · Amount on Record
Deed SaleAug 23, 2019 · Amount on Record
Deed Document Number201910887
Deed Book / Page6476 / 305
Record UpdatedJun 8, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address21 SADDLEBACK RIDGE RD, WALLKILL, NY 12589-3219
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012757
DateNov 15, 2024
Book Page13406/289
Instrument2024-12757
Lender
NameHERITAGE FINANCIAL CREDIT UNION
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateJan 1, 2030
IndexOther

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionULSTER NY
Recording DateAug 23, 2019
Property Address21 SADDLEBACK RIDGE RD, WALLKILL, NY 12589-3219
Document Number0000010887
Book / Page006476 / 000305
Instrument DateJul 11, 2019
Instrument10887
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
Tax$360.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2216 BRUYNSWICK RD WALLKILL NY 125893201, WALLKILL, NY 12589-3201

Tax Assessment & Valuation

Source: Ulster County and Gardiner Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
County SubdivisionGardiner Town
Unified School DistrictWallkill Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,985.00 (+1,892.69%)$434,100 (-) Land $100,000 Building $334,100$754,957 (+16.52%) Land $173,913 Building $581,044
2023$434,100 (+4.1%) Land $100,000 Building $334,100$647,910 (+11.87%) Land $149,254 Building $498,656
2022$417,000 Land $100,000 Building $317,000$579,167 Land $138,889 Building $440,278
2021$752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims11 (2005–2022)
Claims Outside the SFHA9 of 11
Most Recent ClaimApr 2022 · river or lake flooding
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 98.4% of New York
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

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