Ulster County and Gardiner Town property record for 23 Saddleback Ridge Rd, Wallkill, NY 12589
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,494 sqft · built 1998 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Aug 2020) |
| Tax Bill | $13,601 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 102067.200 |
| Primary APN | 102067.200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,494 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| 2nd Floor Area | 1,212 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 174,240 sqft (4 acres) |
| Lot Width | 196 ft Width |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 548 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 102067.200 |
|---|---|
| Street Address | 23 SADDLEBACK RIDGE RD |
| City | WALLKILL |
| State | NY |
| Zip | 12589-3219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | MAP OF SECTION 3 SADDLEBACK RIDGE |
| Legal Block | 3 |
| Legal Lot Number | 56.160 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | GARDINER |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 954200 |
Source: Ulster County and Gardiner Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 SADDLEBACK RIDGE RD, WALLKILL, NY 12589-3219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Line of Credit MID HUDSON VALLEY FCU |
| Aug 17, 2020 | Executor's Deed, Transfer · Stand-Alone First Mortgage ULSTER SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on Record |
| Deed Sale | Aug 17, 2020 · Amount on Record |
| Prior Sale | Jun 2, 2004 · Amount on Record |
| Deed Document Number | 202011238 |
| Deed Book / Page | 6654 / 190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 23 SADDLEBACK RIDGE RD, WALLKILL, NY 12589-3219 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000017383 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 12962/217 |
| Instrument | 2022-17383 |
| Name | MID HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Aug 17, 2020 |
| Property Address | 23 SADDLEBACK RIDGE RD, WALLKILL, NY 12589-3219 |
| Document Number | 0000011238 |
| Book / Page | 6654 / 190 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 2020-11238 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1192 E 2ND ST, BROOKLYN, NY 11230-3302 |
| Document Number | 0000011239 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 2020-11239 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Ulster County and Gardiner Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Gardiner Town |
| Unified School District | Wallkill Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,601.00 (+359.03%) | $394,000 (-) Land $100,000 Building $294,000 | $685,217 (+16.52%) Land $173,913 Building $511,304 |
| 2023 | $394,000 (-) Land $100,000 Building $294,000 | $588,060 (+7.46%) Land $149,254 Building $438,806 | |
| 2022 | $394,000 Land $100,000 Building $294,000 | $547,222 Land $138,889 Building $408,333 | |
| 2021 | $2,963.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (2005–2022) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Apr 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 98.4% of New York |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures